McCoy, Independence, MO
McCoy — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for McCoy, Independence, Missouri. Explore the cited sources and local facts below while agent underwriting continues.
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McCoy Neighborhood Overview
McCoy is a residential neighborhood located in Independence, Missouri, offering a quiet, community-focused lifestyle. Situated with the ZIP code 64050, it provides residents with a balance of suburban living and convenient access to the broader Kansas City metropolitan area. The area is characterized by its affordability and a mix of homeowners and renters.
Lifestyle & Amenities
Residents of McCoy enjoy a lifestyle centered around local parks and neighborhood streets. While specific major retail or dining hubs are not detailed, its location in Independence places it within a reasonable distance of the city's services and shopping corridors. The community atmosphere is a key draw for those seeking a quieter residential setting.
Real Estate Market
The McCoy real estate market is notably affordable, with a median home value of $128,700 and a price per square foot around $102.78. Homes typically sell after an average of 51 days on the market, indicating a steady pace. The neighborhood has a homeownership rate of 49%, with median monthly rents reported at $867.
Schools & Education
McCoy is served by the Independence Public School District, which operates several elementary, middle, and high schools in the area. Families are encouraged to research specific school boundaries and ratings through the district. The presence of local schools contributes to the neighborhood's family-friendly environment.
Transportation & Connectivity
The neighborhood benefits from good road connectivity via major routes like Missouri Highway 291 and U.S. Route 24, facilitating commutes to downtown Independence and Kansas City. Public transportation options are available through the local bus service. Its central location in the metro area makes regional travel relatively straightforward.
Why Choose McCoy
McCoy is an ideal choice for first-time homebuyers, budget-conscious families, and renters seeking value in the Independence area. The combination of below-average home prices, a median household income of $43,208, and a stable market presents a compelling opportunity. It offers a foundational community for those prioritizing affordability and a quiet residential base.
McCoy Market Data
| Metric | Value |
|---|---|
| Median Home Price | $129K |
| Median Gross Rent | $867/mo |
| Median Household Income | $43K |
| Homeownership Rate | 48.6% |
| Renter-Occupied | 51.4% |
| Rental Vacancy Rate | 1.3% |
| Market Type | Seller's |
| Market Tier | Affordable |
| Primary ZIP Code | 64050 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 159,118 |
| VA Loan Originations | 11,071 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $259K |
| Conventional Loan Originations | 130,096 |
| FHA Loan Originations | 17,951 |
Top Real Estate Agents in McCoy, Independence
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for McCoy, Independence, MO. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Missouri Real Estate Commission (MREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-10