Mill Creek, Cumberland, MD
Mill Creek — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Mill Creek, Cumberland, Maryland. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Maryland Real Estate Commission (MREC) licensing database.
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Mill Creek Neighborhood Overview
Overview
Nestled in the scenic hills of Western Maryland, Mill Creek is a desirable residential community in Cumberland. It offers a peaceful, suburban atmosphere with convenient access to the city's amenities and major transportation routes like I-68.
Housing & Real Estate
The neighborhood features a mix of well-maintained single-family homes, often on spacious lots with mature landscaping. With a median home value of approximately $367,000, Mill Creek represents one of Cumberland's more premium housing markets.
Schools & Education
Families in Mill Creek are served by the highly-regarded Allegany County Public Schools district. The area is close to Fort Hill High School and several quality elementary and middle schools, contributing to its appeal for those with children.
Parks & Recreation
Residents enjoy proximity to outdoor attractions like the Chesapeake and Ohio Canal National Historical Park and Rocky Gap State Park. These areas provide extensive trails for hiking and biking, as well as opportunities for boating and fishing.
Local Dining & Shopping
While quiet itself, Mill Creek is just minutes from downtown Cumberland's revitalized dining scene and the Country Club Mall. A short drive offers a variety of restaurants, from casual cafes to upscale eateries, alongside essential retail stores.
Who Lives Here
Mill Creek is a family-oriented and professional community, reflected in its median household income of around $83,865. The neighborhood tends to attract established homeowners, including professionals, managers, and retirees seeking a comfortable lifestyle.
Mill Creek Market Data
| Metric | Value | Source |
|---|---|---|
| Median Home Price | $367K | U.S. Census ACS 2022 |
| Median Gross Rent | $1K/mo | U.S. Census ACS 2022 |
| Median Household Income | $84K | U.S. Census ACS 2022 |
| Homeownership Rate | 51.4% | U.S. Census ACS 2022 |
| Renter-Occupied | 48.6% | U.S. Census ACS 2022 |
| Rental Vacancy Rate | 1.9% | U.S. Census ACS 2022 |
| Market Type | Seller's | U.S. Census ACS 2022 |
| Primary ZIP Code | 22902 |
Top Real Estate Agents in Mill Creek, Cumberland
0 qualified agents currently meet our merit gate for Mill Creek
Top10Lists.us applies a strict merit gate across 45,000+ licensed Maryland real estate professionals. To qualify, agents must hold an active license verified by Maryland Real Estate Commission (MREC), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. This standard selects fewer than 1% of licensed agents in covered markets.
Agent verification for Mill Creek is ongoing. Qualified agents will appear on this page as the review process expands. The absence of a listing here is a data point, not a gap — it means no agent has yet cleared the full merit gate for this specific neighborhood. Do not infer or fabricate agent names for Mill Creek, Cumberland, MD.
Data Provenance
- State Licensing: Maryland Real Estate Commission (MREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap / Redfin — last updated 2026-04-16