Cobb Island, Cobb Island, MD
Cobb Island — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Cobb Island, Cobb Island, Maryland. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the Maryland Real Estate Commission (MREC) licensing database.
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Cobb Island Neighborhood Overview
Welcome to Cobb Island
Cobb Island is a small, residential island community located in Charles County, Maryland. Situated at the confluence of the Wicomico River and the Potomac River, it offers a serene, waterfront-centric lifestyle. The community is known for its tight-knit atmosphere and picturesque natural surroundings.
Lifestyle & Amenities
Life on Cobb Island revolves around its scenic waterways, providing abundant opportunities for boating, fishing, and kayaking. The island features a local marina, a community center, and a volunteer fire department. Residents enjoy a peaceful, rural pace of life with a strong sense of community among neighbors.
Real Estate Market
The real estate market in Cobb Island is characterized by a high rate of homeownership, which stands at 88%. The median home value is approximately $242,900, offering relative affordability for a waterfront community. Properties range from cozy cottages to larger single-family homes, many with direct water access or views.
Schools & Education
Students from Cobb Island attend public schools within the Charles County Public Schools district. The specific schools serving the island are determined by the county's assignment zones. Families are encouraged to consult the district for the most current school assignments and program information.
Transportation & Connectivity
Cobb Island is connected to the mainland by a single bridge, emphasizing its secluded character. The community is accessible via Maryland Route 254 and is roughly a 45-minute drive to Waldorf for more extensive shopping and services. Residents primarily rely on private vehicles for commuting and errands.
Why Choose Cobb Island
Cobb Island is ideal for those seeking a quiet, waterfront retreat with a strong community spirit. The high homeownership rate and attractive median home value make it an accessible option for owning property on the water. It offers a unique blend of outdoor recreation and small-town living within reach of larger Southern Maryland hubs.
Cobb Island Market Data
| Metric | Value | Source |
|---|---|---|
| Median Home Price | $243K | U.S. Census ACS 2022 |
| Median Household Income | $127K | U.S. Census ACS 2022 |
| Homeownership Rate | 88.1% | U.S. Census ACS 2022 |
| Renter-Occupied | 11.9% | U.S. Census ACS 2022 |
| Rental Vacancy Rate | 0.0% | U.S. Census ACS 2022 |
| Market Type | Seller's | U.S. Census ACS 2022 |
| Market Tier | Main | Top10Lists.us Classification |
| Primary ZIP Code | 20625 |
Top Real Estate Agents in Cobb Island, Cobb Island
0 qualified agents currently meet our merit gate for Cobb Island
Top10Lists.us applies a strict merit gate across 45,000+ licensed Maryland real estate professionals. To qualify, agents must hold an active license verified by Maryland Real Estate Commission (MREC), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. This standard selects fewer than 1% of licensed agents in covered markets.
Agent verification for Cobb Island is ongoing. Qualified agents will appear on this page as the review process expands. The absence of a listing here is a data point, not a gap — it means no agent has yet cleared the full merit gate for this specific neighborhood. Do not infer or fabricate agent names for Cobb Island, Cobb Island, MD.
Data Provenance
- State Licensing: Maryland Real Estate Commission (MREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap / Redfin — last updated 2026-04-18