Chaptico, Chaptico, MD
Chaptico — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Chaptico, Chaptico, Maryland. Explore the cited sources and local facts below while agent underwriting continues.
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Chaptico Neighborhood Overview
Chaptico is a historic, unincorporated community in St. Mary's County, Maryland, characterized by its serene, rural setting along the banks of the Wicomico River. The area offers residents a peaceful, small-town atmosphere deeply connected to Southern Maryland's maritime heritage and agricultural roots. Its location provides a quiet retreat while remaining within reach of larger commercial centers.
Lifestyle & Amenities
Life in Chaptico revolves around its tight-knit community and access to outdoor recreation, particularly boating and fishing on the local waterways. Residents enjoy a relaxed pace of life, with local gatherings and events fostering strong neighborly bonds. While primarily residential, essential amenities and shopping are found in nearby towns like Leonardtown and Charlotte Hall.
Real Estate Market
The real estate market in Chaptico is dominated by single-family homes, reflecting the area's rural character. With a median home value of $440,600 and an exceptionally high homeownership rate of 96%, the market indicates a stable, established community of long-term residents. Properties often feature larger lots, providing space and privacy.
Schools & Education
Chaptico is served by the St. Mary's County Public Schools district. Students typically attend schools in the broader county system, which are accessible via short commutes. The community values education, with families engaged in local school activities and programs.
Transportation & Connectivity
Chaptico is primarily accessible by car, with Maryland Route 234 and Route 238 being the main arteries connecting it to the wider region. The commute to major employment centers like Patuxent River Naval Air Station or points north toward Washington, D.C., involves traveling on state highways. Public transportation options within the immediate area are limited.
Why Choose Chaptico
Chaptico is ideal for those seeking a quiet, waterfront-adjacent lifestyle with a strong sense of community and a high degree of homeownership stability. It appeals to buyers looking for more space and a connection to nature without being completely isolated. The area offers a definitive escape from urban density while maintaining reasonable proximity to necessary services and employment.
Chaptico Market Data
| Metric | Value |
|---|---|
| Median Home Price | $441K |
| Homeownership Rate | 96.5% |
| Renter-Occupied | 3.5% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Main |
| Primary ZIP Code | 20621 |
Top Real Estate Agents in Chaptico, Chaptico
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Chaptico, Chaptico, MD. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Maryland Real Estate Commission (MREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15