Cedar River, Waterloo, IA
Cedar River — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Cedar River, Waterloo, Iowa. Explore the cited sources and local facts below while agent underwriting continues.
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Cedar River Neighborhood Overview
Cedar River is a residential neighborhood in Waterloo, Iowa, named for the scenic waterway that flows nearby. The area offers a balanced community atmosphere with convenient access to urban amenities. Its central location within the 50701 ZIP code makes it a practical choice for many residents.
Lifestyle & Amenities
Residents enjoy proximity to the Cedar River for recreational activities like walking, fishing, and boating. The neighborhood is also close to shopping centers, local restaurants, and essential services in Waterloo. This blend of natural access and commercial convenience defines the daily lifestyle.
Real Estate Market
The real estate market in Cedar River features primarily single-family homes. According to U.S. Census data, the median home value in the area is $173,500. This represents an affordable entry point into homeownership compared to many national and regional markets.
Schools & Education
The neighborhood is served by the Waterloo Community School District. Families in the area have access to a range of public educational institutions from elementary through high school. Specific school assignments are typically based on exact location within the district boundaries.
Transportation & Connectivity
Cedar River is well-connected by major roads, including U.S. Highway 63 and State Highway 57, facilitating easy commutes across the Cedar Valley. Public transit options are available through the Metro Transit system. The neighborhood's layout supports both car travel and local pedestrian access.
Why Choose Cedar River
Cedar River offers an appealing combination of affordability, with a median household income of $60,130 supporting the local market, and a convenient location. The neighborhood provides a stable community environment near natural beauty and city resources. It is a solid choice for those seeking value and accessibility in Waterloo.
Cedar River Market Data
| Metric | Value |
|---|---|
| Median Home Price | $174K |
| Median Gross Rent | $839/mo |
| Median Household Income | $60K |
| Homeownership Rate | 65.1% |
| Renter-Occupied | 34.9% |
| Rental Vacancy Rate | 4.5% |
| Market Type | Balanced |
| Market Tier | Affordable |
| Primary ZIP Code | 50701 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 87,047 |
| VA Loan Originations | 3,592 |
| VA Loan Share | 0.0% |
| Average VA Loan Amount | $245K |
| Conventional Loan Originations | 77,690 |
| FHA Loan Originations | 5,765 |
Top Real Estate Agents in Cedar River, Waterloo
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Cedar River, Waterloo, IA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Iowa Real Estate Commission — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15