South Gary, Gary, IN
South Gary — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for South Gary, Gary, Indiana. Explore the cited sources and local facts below while agent underwriting continues.
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South Gary Neighborhood Overview
South Gary is a residential neighborhood located in the southern part of Gary, Indiana, defined by its ZIP code 46401. It offers a quiet, community-focused atmosphere distinct from the city's more industrial northern areas. The neighborhood provides residents with a classic Midwestern living experience characterized by affordable housing and established streets.
Lifestyle & Amenities
Life in South Gary centers around local community parks and neighborhood gatherings. Residents have convenient access to essential shopping and services along nearby major thoroughfares. The area maintains a slower pace, appealing to those seeking a close-knit residential environment.
Real Estate Market
The South Gary real estate market is defined by its high affordability, with a median home value of $95,000. Homes spend an average of 42 days on the market, and the price per square foot averages approximately $84. This market presents significant opportunity for first-time homebuyers and investors.
Schools & Education
South Gary is served by the Gary Community School Corporation, which manages public education in the area. Families have access to local elementary, middle, and high schools within the district. The neighborhood's educational landscape is an important consideration for residents with children.
Transportation & Connectivity
South Gary is well-connected by major roads, including Interstate 65 and U.S. Route 12, providing direct routes to Chicago and throughout Northwest Indiana. Public transportation options are available through the local bus service. The South Shore Line commuter rail, with stations nearby, offers a direct link to downtown Chicago.
Why Choose South Gary
South Gary is an ideal choice for budget-conscious buyers seeking homeownership in Northwest Indiana. Its major highway and rail access provides a viable commute to the broader region, including Chicago. The neighborhood represents a community with strong potential for growth and stability.
South Gary Market Data
| Metric | Value |
|---|---|
| Median Home Value | $95K |
| Market Tier | Affordable |
| Primary ZIP Code | 46401 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 200,703 |
| VA Loan Originations | 9,853 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $255K |
| Conventional Loan Originations | 166,323 |
| FHA Loan Originations | 24,527 |
Top Real Estate Agents in South Gary, Gary
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for South Gary, Gary, IN. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Indiana Real Estate Commission (IREC) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12