Southwest Elgin, Elgin, IL
Southwest Elgin — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Southwest Elgin, Elgin, Illinois. Explore the cited sources and local facts below while agent underwriting continues.
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Southwest Elgin Neighborhood Overview
Southwest Elgin is a primarily residential neighborhood in the larger city of Elgin, Illinois. Characterized by quiet, tree-lined streets and a mix of housing styles, it offers a suburban atmosphere with convenient access to urban amenities. The community is known for its family-friendly environment and well-maintained public spaces.
Lifestyle & Amenities
Residents enjoy a relaxed suburban lifestyle with easy access to daily necessities and recreation. The neighborhood is served by several local shopping plazas and is close to the Spring Hill Mall area for broader retail options. Outdoor enthusiasts appreciate the proximity to the Fox River Trail and local parks like Festival Park.
Real Estate Market
The real estate market in Southwest Elgin features a variety of single-family homes, many built from the 1990s onward. According to U.S. Census data, the median home value in the area is $214,700. This represents a more affordable entry point into the Chicago suburban market compared to many neighboring communities.
Schools & Education
Southwest Elgin is served by School District U-46, the second-largest school district in Illinois. Students typically attend local elementary and middle schools before progressing to high school within the district. The area provides access to both public education and nearby private school options.
Transportation & Connectivity
The neighborhood offers excellent connectivity via major roads like Randall Road (IL-31) and the I-90 tollway, providing direct routes to Chicago, O'Hare Airport, and other suburbs. Public transportation options include Pace bus routes, and the Metra Union Pacific West Line station in downtown Elgin is a short drive away for rail commuters.
Why Choose Southwest Elgin
Southwest Elgin is an ideal choice for families and first-time homebuyers seeking suburban comfort with strong value. With a median household income of $78,360, the area offers a solid balance of affordability and quality of life. Its combination of peaceful neighborhoods, convenient amenities, and major transportation links makes it a practical and appealing community.
Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
Southwest Elgin Market Data
| Metric | Value |
|---|---|
| Median Home Price | $215K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $78K |
| Homeownership Rate | 65.3% |
| Renter-Occupied | 34.6% |
| Rental Vacancy Rate | 1.9% |
| Market Type | Seller's |
| Market Tier | Mid-Market |
| Primary ZIP Code | 60120 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 262,923 |
| VA Loan Originations | 10,875 |
| VA Loan Share | 0.0% |
| Average VA Loan Amount | $270K |
| Conventional Loan Originations | 219,732 |
| FHA Loan Originations | 32,316 |
Top Real Estate Agents in Southwest Elgin, Elgin
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Southwest Elgin, Elgin, IL. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Illinois Department of Financial and Professional Regulation (IDFPR) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12