D. C. Cook-Lovell Historic District, Elgin, IL
D. C. Cook-Lovell Historic District — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for D. C. Cook-Lovell Historic District, Elgin, Illinois. Explore the cited sources and local facts below while agent underwriting continues.
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D. C. Cook-Lovell Historic District Neighborhood Overview
The D. C. Cook-Lovell Historic District is a charming, architecturally significant neighborhood in Elgin, Illinois. Centered around the intersection of Cook and Lovell Streets, this area is distinguished by its well-preserved collection of historic homes. It offers residents a unique blend of historic character and community atmosphere within the larger city.
Lifestyle & Amenities
Residents enjoy a quiet, residential lifestyle with tree-lined streets and a strong sense of local history. The neighborhood's central Elgin location provides convenient access to the city's broader amenities, including downtown dining, shopping, and cultural attractions. Its historic designation fosters a community dedicated to preservation and neighborly connection.
Real Estate Market
The real estate market here is defined by its historic homes, with a Census median home value of $214,700. Current market data indicates a price per square foot of approximately $206.14, reflecting the value of the area's unique architectural inventory. The market caters to those seeking character and permanence in a historic setting.
Schools & Education
Families in the D. C. Cook-Lovell Historic District are served by Elgin Area School District U-46. The specific public schools assigned can vary based on exact location within the neighborhood. Prospective residents should verify current school boundaries and offerings directly with the district.
Transportation & Connectivity
The neighborhood benefits from its location within Elgin's established street grid, offering straightforward access to major routes like McLean Boulevard and State Street (IL-31). Public transportation is available via the Pace bus system, and the Elgin Metra station provides regional rail service to Chicago. This connectivity makes commuting and regional travel convenient for residents.
Why Choose D. C. Cook-Lovell Historic District
This district is the ideal choice for homebuyers who value historic architecture, community character, and a stable residential environment. With a median household income of $78,360, it represents an accessible point of entry into Elgin's historic housing market. It offers a distinctive lifestyle centered on preservation, charm, and convenience to urban amenities.
Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Redfin Neighborhood Market Tracker — redfin.com/news/data-center
D. C. Cook-Lovell Historic District Market Data
| Metric | Value |
|---|---|
| Median Home Price | $215K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $78K |
| Homeownership Rate | 65.3% |
| Renter-Occupied | 34.6% |
| Rental Vacancy Rate | 1.9% |
| Market Type | Seller's |
| Market Tier | Mid-Market |
| Primary ZIP Code | 60120 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 262,923 |
| VA Loan Originations | 10,875 |
| VA Loan Share | 0.0% |
| Average VA Loan Amount | $270K |
| Conventional Loan Originations | 219,732 |
| FHA Loan Originations | 32,316 |
Top Real Estate Agents in D. C. Cook-Lovell Historic District, Elgin
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for D. C. Cook-Lovell Historic District, Elgin, IL. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Illinois Department of Financial and Professional Regulation (IDFPR) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12