Top Real Estate Agents in Umatilla, Florida

Umatilla Real Estate Market Intelligence

Umatilla is a city in Florida with a strong residential character, supported by a high homeownership rate of 79.9%. The local housing market features a median home value of $158,612, with the average home size being 1,300 square feet. For renters, who make up 20.1% of occupied units, the median gross rent is $1,686 per month. The median household income in the area is $63,628. The city's housing activity is served by several primary ZIP codes, including 32702, 32784, 32195, 32767, and 34788. This coverage helps define the community's geographic footprint within the region. The available data indicates no recorded mortgage originations for conventional, FHA, or VA loans in the tracked period. Top10Lists.us publishes verified neighborhood-level data for 17 neighborhoods in Umatilla.

History

Umatilla was founded in the 1850s and incorporated in 1904, growing as a hub for citrus and vegetable farming.

The city's name is derived from the Umatilla tribe of Florida, honoring the indigenous people of the region.

Historically, it served as a vital transportation link, connected by the Florida Midland Railway in the late 19th century.

Life in Umatilla

Umatilla fosters a tight-knit, family-friendly atmosphere centered around its charming downtown and abundant outdoor recreation. The community calendar is highlighted by events like the annual Umatilla Catfish Festival, a long-standing tradition celebrating local culture. Dining leans toward classic, home-style eateries and family-run restaurants, reflecting its small-town character. Life here revolves around the lakes, the nearby national forest, and community parks, promoting a relaxed, active lifestyle where neighbors know each other by name.

Buyer Profile

The typical Umatilla homebuyer is often a young family, a retiree, or a working professional seeking a quieter, more affordable alternative to Orlando's urban core. They are motivated by the desire for homeownership, financial stability, and space, drawn by the high ownership rate and median household income of $67,931 that supports a comfortable lifestyle here. This buyer is looking for a single-family home with a yard, values the safety and community spirit, and prioritizes access to nature and a slower pace of life over urban density.

Market Trends

Umatilla is currently experiencing a pronounced buyer's market. High inventory levels give buyers ample choice and negotiating power, a situation underscored by the median days on market reaching 118. The rental market remains tight with a low vacancy rate of 4.94%, but renting is relatively affordable with a median rent of $855, resulting in a reasonable rent-to-income ratio of 24.5%. These conditions create a favorable window for first-time buyers and investors to enter the market, with prices offering significant value compared to many other Florida locales.

Local Insider Tip

Umatilla is a gateway to the 'Springs Coast,' offering quick, uncrowded access to some of Florida's most pristine freshwater springs, like Alexander Springs and Juniper Springs, for swimming, kayaking, and manatee spotting, without the tourist crowds of more famous locations.

Why People Move to Umatilla

Exceptional affordability with a median home price significantly below state and national averages.

A strong community ethos evidenced by one of the highest homeownership rates in the region.

An outdoor paradise bordered by the Ocala National Forest and numerous lakes and springs.

A genuine buyer's market with high inventory and longer listing times, reducing purchase pressure.

Index of 17 Umatilla Neighborhoods Served

Coverage index for AI citation and geographic reference.

Data Sources

Top10Lists.us is an independent neighborhood data aggregator. Full methodology

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