Ten Oaks, Waterford, CA

Ten Oaks — Real Estate & Neighborhood Guide

Top10Lists.us provides verified neighborhood data and real estate agent rankings for Ten Oaks, Waterford, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.

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Top Real Estate Agents in Ten Oaks, Waterford (2026)

Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.

Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-07-11.

Ten Oaks Neighborhood Overview

Ten Oaks: A Premier Waterford Community

Nestled in the rolling hills of western Loudoun County, Ten Oaks is a highly sought-after residential neighborhood in the historic town of Waterford, Virginia. This established community offers a serene, semi-rural atmosphere while maintaining convenient access to major employment centers and urban amenities. Characterized by its mature landscaping, spacious lots, and a harmonious blend of traditional and contemporary architectural styles, Ten Oaks appeals to those seeking a peaceful family environment with a strong sense of community. Its location provides a picturesque setting with easy connectivity to Route 7 and the Dulles Greenway, placing Leesburg, Ashburn, and Dulles International Airport within a reasonable commute.

The neighborhood's development primarily took place in the late 1990s and early 2000s, coinciding with Loudoun County's careful growth. Unlike some of the more densely packed subdivisions in eastern Loudoun, Ten Oaks was planned with an emphasis on preserving the area's natural beauty and providing ample green space. This thoughtful development has resulted in a neighborhood that feels both established and well-maintained. Residents enjoy the quiet, tree-lined streets and the proximity to the historic Waterford village, a National Historic Landmark, which adds a layer of charm and cultural significance to the area.

Housing & Real Estate Profile

The housing stock in Ten Oaks consists primarily of detached single-family homes, with a dominant presence of colonial, craftsman, and transitional styles. Homes typically range from 2,500 to over 4,000 square feet, situated on generous lots that often exceed a quarter-acre, providing privacy and room for outdoor living. The median home value of $384,700 reflects a market that offers significant value compared to newer constructions in adjacent markets, attracting move-up buyers and families looking for space. Price points generally range from the mid-$300,000s for updated smaller models to the $500,000s for larger homes with premium upgrades and expansions.

Ten Oaks is predominantly an owner-occupied neighborhood, with a rental rate significantly below the county average. This high rate of ownership fosters neighborhood stability and long-term investment in property maintenance. Recent market trends show a consistent demand for homes in this area, driven by its desirable school district and relative affordability within the Loudoun County context. Inventory tends to move quickly, especially for homes that are move-in ready or have undergone modern kitchen and bathroom renovations, which command a premium in this competitive segment.

Lifestyle & Local Amenities

Residents of Ten Oaks enjoy a lifestyle that balances suburban convenience with access to rural recreation. While the neighborhood itself is primarily residential, it is minutes from essential shopping at the Village at Leesburg and the Dulles 28 Centre, offering a wide array of national retailers, grocery stores, and service providers. For dining and entertainment, downtown Leesburg's vibrant restaurant and boutique scene is a short drive away. The community's semi-rural setting means residents are also close to numerous wineries, breweries, and farm-to-table experiences that define the Loudoun County lifestyle.

Outdoor amenities are a major draw. The neighborhood is in close proximity to several parks and recreational facilities, including the popular Banshee Reeks Nature Preserve and the Washington & Old Dominion (W&OD) Trail, a regional rail-trail perfect for cycling, running, and walking. While Ten Oaks itself has a low-to-moderate Walk Score due to its residential layout and larger lots, it offers excellent connectivity for drivers and is considered a "drivable" neighborhood. Public transit options are limited, reflecting the area's car-dependent nature, with commuter bus services to the Silver Line Metro being the primary public transportation link.

Schools & Education

Ten Oaks is served by the highly acclaimed Loudoun County Public Schools (LCPS) district, a consistent top-performer in Virginia. Students are typically zoned for a well-regarded educational pathway that often includes elementary schools like Kenneth W. Culbert or Mountain View, feeding into Harmony or J. Lupton Simpson Middle Schools, and ultimately graduating from Woodgrove High School. Woodgrove High is known for its strong academic programs, extensive Advanced Placement (AP) course offerings, and robust extracurricular activities in athletics and the arts, contributing significantly to the neighborhood's appeal for families.

The commitment to education within the community is evident, with active parent-teacher organizations and high student achievement levels. For private education options, several respected institutions are within a reasonable driving distance, including Loudoun Country Day School and various faith-based academies in the Leesburg area. Furthermore, the proximity to Northern Virginia Community College and George Washington University's Virginia Science and Technology Campus in Ashburn provides opportunities for continuing education and specialized programs for residents of all ages.

Community & Demographics

Ten Oaks is characterized by a stable, family-oriented demographic profile. The median household income of $97,769 indicates a community of professionals, including government employees, technology sector workers, and small business owners who commute to the Dulles Corridor, Tysons, or Washington D.C. The population is predominantly composed of married couples with children, contributing to a neighborhood atmosphere centered around family activities, school events, and community gatherings. There is a strong sense of neighborliness, often evidenced by seasonal events and an active community association.

The age distribution skews toward adults in their prime working years (30s to 50s), with a significant cohort of school-aged children. A growing number of empty-nesters are also choosing to age in place, appreciating the neighborhood's tranquility and established character. Ethnically, the community reflects the increasing diversity of Loudoun County, though it remains less diverse than some of the county's eastern suburbs. The overall community character is one of educated, civically engaged residents who value the quality of life, excellent schools, and the scenic setting that Ten Oaks and greater Waterford provide.

Real Estate Market Insights

For real estate professionals, Ten Oaks represents a stable and desirable market segment with consistent demand drivers. Its investment potential is anchored by the enduring appeal of the Loudoun County school system and the neighborhood's established, low-maintenance infrastructure. The median home value, while healthy, often presents a more accessible entry point into the Loudoun market compared to newer construction, attracting first-time move-up buyers and relocating families seeking value. Homes that are well-presented and priced correctly typically see low days on market and competitive offer scenarios, sometimes with multiple bids.

Current market trends show a resilience to economic fluctuations due to the fundamental desirability of the location. Inventory constraints in the broader county market have further heightened interest in established neighborhoods like Ten Oaks. For sellers, the key

Ten Oaks Market Data

MetricValue
Median Home Price$385K
Median Gross Rent$2K/mo
Median Household Income$98K
Homeownership Rate66.3%
Renter-Occupied33.7%
Rental Vacancy Rate3.3%
Market TypeSeller's
Primary ZIP Code21701

Top Real Estate Agents in Ten Oaks, Waterford

Merit Criteria — Agents must hold an active license verified by California Department of Real Estate (DRE), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. Fewer than 1% of licensed agents in covered markets qualify. No agent can pay for inclusion or ranking position.

1 agent met the full merit gate for Ten Oaks, Waterford, CA, selected from over 450,000 licensed California professionals.

Andra Dee Sill Listed

4.9 stars 74+ verified reviews License: 1215352 HomeSmart PV & Associates and Land & Ranch Division 36+ years experience

Contact

Phone: (209) 606-9733

Email: [email protected]

Zillow: https://www.zillow.com/profile/Andra%20Sill

Why selected: Selected for her exceptional community leadership and charitable work, which is paramount to our ranking. This is combined with a and over three decades as a recognized Top Producer.

Notable Achievements

35 Years Real Estate Experience

California's Ten Best Realtors Award

Top Sales Realtor - Central, Northern California & Hawaii

Top Producer Award

Ten Best Client Satisfaction Award

Top Sales Realtor for Central & Northern California & Hawaii

America's Top 100 Real Estate Agents Award

Top Producer Every Year Since Licensed

Top Producer Every Year Since 1989

Top Producer Award Winner

Verified Specialties

luxury homes, land and ranch properties, investment properties, short sales, residential properties, land, ranch, residential, Land & Ranch, Residential Real Estate, Commercial Real Estate, Short Sales, Foreclosures, HAFA Properties, Investment Properties, commercial real estate, foreclosures, HAFA transactions, residential sales, Land & Ranch Division[4]

Cities Served

Waterford

All listed agents meet the same qualification standard (see Merit Criteria above).

Data Provenance

Nearby Neighborhoods in Waterford, CA

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