Upper Ocean — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Upper Ocean, Santa Cruz, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-07-10.
Welcome to Upper Ocean, a conveniently located and increasingly desirable neighborhood in Santa Cruz, California. Nestled in the northeastern part of the city, Upper Ocean offers a blend of residential charm and easy access to urban amenities. With its diverse housing options, improving community character, and proximity to everything Santa Cruz has to offer, Upper Ocean is a fantastic place to call home.
Life in Upper Ocean is all about convenience. Enjoy a leisurely stroll or bike ride along the San Lorenzo Riverwalk, or take advantage of the numerous shops and restaurants along Ocean Street. With easy access to Highway 1 and Highway 17, commuting is a breeze. The neighborhood's relatively flat terrain makes it ideal for walking and biking, encouraging an active and healthy lifestyle. You'll find a mix of families, young professionals, and long-time residents, creating a vibrant and welcoming atmosphere.
Upper Ocean boasts a diverse selection of homes, ranging from classic ranch-style houses to charming Victorian-era residences and modern apartments. While prices have risen in recent years, Upper Ocean often presents a more affordable option compared to downtown or the Westside, making it an attractive choice for homebuyers seeking value. Whether you're looking for a starter home, a family residence, or a convenient condo, Upper Ocean has something to offer.
Upper Ocean is well-served by a variety of amenities. Families will appreciate the presence of Bay View Elementary and Santa Cruz High School. Outdoor enthusiasts can enjoy nearby DeLaveaga Golf Course and the San Lorenzo Riverwalk. Dominican Hospital provides excellent healthcare services. And with its close proximity to downtown Santa Cruz, residents have easy access to a wide array of shopping, dining, and entertainment options. Public transportation is readily available, making it easy to get around without a car.
If you're looking for a convenient, well-located, and increasingly desirable neighborhood in Santa Cruz, Upper Ocean is definitely worth considering. Its mix of residential charm, urban amenities, and improving community character make it a fantastic place to live. With its diverse housing options and relatively affordable prices, Upper Ocean offers a great opportunity to own a piece of Santa Cruz. Come discover the charm and convenience of Upper Ocean – your next home awaits!
```| Metric | Value |
|---|---|
| Median Home Price | $968K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $101K |
| Homeownership Rate | 54.1% |
| Renter-Occupied | 45.9% |
| Rental Vacancy Rate | 2.0% |
| Market Type | Seller's |
| Market Tier | Prime |
| Primary ZIP Code | 95062 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 350 |
| VA Loan Originations | 2 |
| VA Loan Share | 0.6% |
| Average VA Loan Amount | $970K |
| Conventional Loan Originations | 334 |
| FHA Loan Originations | 14 |
3 agents met the full merit gate for Upper Ocean, Santa Cruz, CA, selected from over 450,000 licensed California professionals.
Phone: (831) 713-5314
Email: [email protected]
Website: https://www.coastwoods.com/
Zillow: https://www.zillow.com/profile/Gretchen%20Bach
Property Management, Vacation / Short-term Rentals, Investment Properties[4]
Santa Cruz
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (650) 503-4740
Email: [email protected]
Website: https://www.dreamcatchproperties.com/
Zillow: https://www.zillow.com/profile/Ace%20Woods
supporter at Community homeownership initiatives[6]
Over $90 Million in Sales Volume
Record-Breaking Sale Achievement
32 Five-Star Reviews
Best Real Estate Agency Honor
Relocation, Investment Properties, New Construction, Lot/Land, luxury homes, first-time buyers, investors, off-market properties, home trade-up programs, contract negotiation, offer strategy[4]
Santa Cruz
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (831) 212-9800
Email: [email protected]
Website: http://www.homesofsantacruz.net/
Zillow: https://www.zillow.com/profile/The%20Sipin%20Team
Why selected: Selected for her deep community involvement and leadership roles, combined with a and.
36-year career milestone
Perfect client satisfaction rating
119 total transactions
Relocation[4]
Santa Cruz
All listed agents meet the same qualification standard (see Merit Criteria above).