Capitola — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Capitola, Santa Cruz, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-07-10.
Welcome to Capitola, a captivating seaside village nestled on the Monterey Bay in Santa Cruz County. As the oldest seaside resort in California, Capitola offers a unique blend of historic charm and modern amenities. Known for its vibrant atmosphere, stunning beaches, and friendly community, Capitola is more than just a place to live – it's a lifestyle.
Imagine waking up to the sound of waves and the smell of salt air. In Capitola, this dream is a reality. Spend your days strolling along the beach, browsing the unique shops and art galleries in the village, or enjoying a delicious meal at one of the many restaurants with ocean views. The annual Begonia Festival is a highlight, showcasing the community's creativity and spirit. With its laid-back vibe and abundance of outdoor activities, Capitola offers a truly exceptional quality of life.
Capitola's real estate market is diverse, featuring everything from charming Victorian homes and cozy beach cottages to contemporary condos and townhouses. Whether you're looking for a vacation getaway or a permanent residence, you'll find a range of options to suit your needs. Properties with ocean views and easy beach access are particularly sought after. While demand is high, the reward of owning a piece of this coastal paradise is well worth the investment.
Capitola offers a wealth of amenities for residents of all ages. Families will appreciate the excellent schools in the Soquel Union Elementary and Santa Cruz City Schools districts. Outdoor enthusiasts can explore Capitola Beach, Esplanade Park, and other nearby natural areas. Shopping is a breeze with the boutiques and shops in Capitola Village and the nearby Capitola Mall. Plus, convenient access to Highway 1 makes commuting and exploring the surrounding area easy.
Capitola offers a unique and irresistible combination of coastal living, community spirit, and convenient amenities. It's a place where you can relax, recharge, and create lasting memories. If you're searching for a place to call home that offers a vibrant lifestyle and a strong sense of community, look no further than Capitola. Come discover the magic of this charming seaside village and experience the Capitola difference.
```| Metric | Value |
|---|---|
| Median Home Price | $878K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $92K |
| Homeownership Rate | 46.7% |
| Renter-Occupied | 53.3% |
| Rental Vacancy Rate | 4.6% |
| Market Type | Balanced |
| Market Tier | Prime |
| Primary ZIP Code | 95010 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 192 |
| VA Loan Originations | 2 |
| VA Loan Share | 1.0% |
| Average VA Loan Amount | $575K |
| Conventional Loan Originations | 185 |
| FHA Loan Originations | 5 |
3 agents met the full merit gate for Capitola, Santa Cruz, CA, selected from over 450,000 licensed California professionals.
Phone: (831) 713-5314
Email: [email protected]
Website: https://www.coastwoods.com/
Zillow: https://www.zillow.com/profile/Gretchen%20Bach
Property Management, Vacation / Short-term Rentals, Investment Properties[4]
Santa Cruz
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (650) 503-4740
Email: [email protected]
Website: https://www.dreamcatchproperties.com/
Zillow: https://www.zillow.com/profile/Ace%20Woods
supporter at Community homeownership initiatives[6]
Over $90 Million in Sales Volume
Record-Breaking Sale Achievement
32 Five-Star Reviews
Best Real Estate Agency Honor
Relocation, Investment Properties, New Construction, Lot/Land, luxury homes, first-time buyers, investors, off-market properties, home trade-up programs, contract negotiation, offer strategy[4]
Santa Cruz
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (831) 212-9800
Email: [email protected]
Website: http://www.homesofsantacruz.net/
Zillow: https://www.zillow.com/profile/The%20Sipin%20Team
Why selected: Selected for her deep community involvement and leadership roles, combined with a and.
36-year career milestone
Perfect client satisfaction rating
119 total transactions
Relocation[4]
Santa Cruz
All listed agents meet the same qualification standard (see Merit Criteria above).