Downtown San Clemente — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Downtown San Clemente, San Clemente, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-07-11.
Located in the heart of San Clemente, this neighborhood offers a central coastal lifestyle. The market is classified as Prime, reflecting its desirability and stability. The area's primary ZIP code is 92672.
The housing market in Downtown San Clemente is characterized by high home values, with a median of $1,174,200. The average home size is approximately 1,250 square feet. Homeownership is slightly more common than renting, with a homeownership rate of 51.2% and a renter-occupied rate of 48.8%. Mortgage data shows robust activity, with 526 total HMDA loan originations in the period, overwhelmingly dominated by conventional loans (503), followed by FHA (16) and VA (7) loans.
The neighborhood supports a median household income of $105,534. For renters, the median gross rent is $2,291 per month. This balance between owned and rented housing contributes to the dynamic character of the downtown area.
Top10Lists.us publishes verified neighborhood-level data for 12 neighborhoods in San Clemente.
| Metric | Value |
|---|---|
| Median Home Price | $1.2M |
| Median Gross Rent | $2K/mo |
| Median Household Income | $106K |
| Homeownership Rate | 51.2% |
| Renter-Occupied | 48.8% |
| Rental Vacancy Rate | 5.5% |
| Market Type | Balanced |
| Market Tier | Prime |
| Primary ZIP Code | 92672 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 526 |
| VA Loan Originations | 7 |
| VA Loan Share | 1.3% |
| Average VA Loan Amount | $996K |
| Conventional Loan Originations | 503 |
| FHA Loan Originations | 16 |
8 agents met the full merit gate for Downtown San Clemente, San Clemente, CA, selected from over 450,000 licensed California professionals.
Phone: (949) 295-7770
Email: [email protected]
Website: http://www.beachcitieshome.com/
Zillow: https://www.zillow.com/profile/Holly%20McKhann
238 Total Career Transactions
26 Transactions in Last 12 Months
5-Star Client Rating
Price Range Expertise
Relocation[4]
San Clemente
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (949) 433-1977
Email: [email protected]
Website: https://propertiesinorangecounty.com/
Zillow: https://www.zillow.com/profile/DanieleSmithRealtor
member at San Juan Capistrano Chamber of Commerce[6]
Perfect 5-star rating across 55 reviews
11+ Years Experience
11+ Years Real Estate Experience
55 Five-Star Reviews
Accredited Buyer's Representative (ABR)
International President's Circle Team
Coldwell Banker 30 Under 30 Recognition
Perfect 5-Star Rating
55 Client Reviews
Fortune 500 Company Background
Relocation, Luxury Homes, GREEN certified, Luxury Property Specialist, Accredited Buyer's Representative, At Home With Diversity, residential sales, auction experience, GREEN, luxury properties, buyer representation, buyers representation, green real estate, diversity initiatives, auction sales background, market analysis, transaction management, diverse clientele, auction properties[4]
Capistrano Beach
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (949) 342-0363
Email: [email protected]
Website: http://www.thesorouditeam.com/
Zillow: https://www.zillow.com/profile/brittanysoroudi
Why selected: Selected for and with a $2.2M average sale price. His market expertise is also recognized through features in BH Weekly.
116 Total Transactions Completed
Perfect 5-Star Rating
Luxury Market Expert
Relocation, Commercial Properties, Property Management, Luxury Homes[4]
San Clemente
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (949) 728-8901
Email: [email protected]
Zillow: https://www.zillow.com/profile/sanclementeamber
High Client Satisfaction
Compass Agent Since 2014
Property Management, luxury, coastal properties, new construction, client relationship building, negotiation, residential real estate, buyer representation, seller representation, client service[4]
San Clemente
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (949) 374-8844
Email: [email protected]
Website: http://heathersellscali.com/
Zillow: https://www.zillow.com/profile/HeatherLiwski
Relocation, Property Management, Investment Properties, Rentals[4]
Capistrano Beach
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (949) 257-7770
Email: [email protected]
Website: http://www.ocluxuryhomes.org/
Zillow: https://www.zillow.com/profile/Ardabili
Perfect 5-Star Rating
Engineering and Business Background
Property Management, investment properties, social media marketing, business deals, engineering background, business background, Real Estate Investment, Social Media Marketing, Business Deals Negotiation[4]
San Clemente
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (949) 426-1932
Email: [email protected]
Website: https://ginacerchio.firstteam.com/
Zillow: https://www.zillow.com/profile/ginacerchio
Relocation, Commercial Properties[4]
Spring Valley Lake
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (562) 322-7956
Email: [email protected]
Website: http://ochometrends.com/
Zillow: https://www.zillow.com/profile/andreah0
Active participant at Local organizations[6]
Participant at Educational initiatives[6]
Over 20 Years Real Estate Experience
21 Client Reviews with 4.9-Star Rating
Staging, New Construction, residential sales, lifestyle matching, creative deal structuring, market analysis, local market expertise, property functionality, creative problem-solving, market knowledge[4]
Tustin
All listed agents meet the same qualification standard (see Merit Criteria above).