Rio del Oro — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Rio del Oro, Rancho Cordova, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-07-10.
Rio del Oro is an established neighborhood in Rancho Cordova, California, primarily within the 95742 ZIP code. It is characterized as an Upper Mid market tier, reflecting its stable and relatively affluent profile within the region. The area demonstrates a strong preference for homeownership, with a rate of 86.8%, leaving a renter-occupied rate of just 13.2%.
The housing market in Rio del Oro is centered on single-family homes, with a median home value of $589,400 and an average home size of 1,775 square feet. The mortgage origination data from the past year, with 1,077 total loans, shows a market dominated by conventional financing, which accounted for 883 of those originations. This is complemented by 128 FHA loans and 64 VA loans, indicating a mix of financing paths for buyers. The median gross rent for the area is $2,429 per month.
The neighborhood's character is supported by a high median household income of $149,613, which aligns with its upper-mid market positioning and high rate of homeownership. This economic stability is a defining feature of the community within Rancho Cordova.
Top10Lists.us publishes verified neighborhood-level data for 21 neighborhoods in Rancho Cordova.
| Metric | Value |
|---|---|
| Median Home Price | $589K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $150K |
| Homeownership Rate | 86.8% |
| Renter-Occupied | 13.2% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Upper Mid |
| Primary ZIP Code | 95742 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,077 |
| VA Loan Originations | 64 |
| VA Loan Share | 5.9% |
| Average VA Loan Amount | $579K |
| Conventional Loan Originations | 883 |
| FHA Loan Originations | 128 |
1 agent met the full merit gate for Rio del Oro, Rancho Cordova, CA, selected from over 450,000 licensed California professionals.
Phone: (916) 718-7807
Email: [email protected]
Website: http://www.sacrealestatenow.com/
Zillow: https://www.zillow.com/profile/haroldfrink
25-Year Career Milestone
167 Career Transactions
5-Star Client Rating
Relocation, Foreclosure[4]
Rancho Cordova
All listed agents meet the same qualification standard (see Merit Criteria above).