Horse Creek Ridge, Pala Mesa, CA
Horse Creek Ridge — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Horse Creek Ridge, Pala Mesa, California. Explore the cited sources and local facts below while agent underwriting continues.
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Horse Creek Ridge Neighborhood Overview
Horse Creek Ridge is a neighborhood in Pala Mesa, California, characterized by a stable and established housing market. The median home value stands at $710,800, reflecting a significant investment for residents, who have a median household income of $96,160. The community shows a strong preference for ownership, with a homeownership rate of 69.6%, while the remaining 30.4% of housing units are renter-occupied, with a median gross rent of $1,637 per month.
The neighborhood's mortgage data indicates a robust and active real estate market, classified as Prime. There have been 1,392 total loan originations, with the vast majority being conventional loans (1,044). Government-backed lending also plays a role, with 210 VA loans and 138 FHA loans originated. The average home size of 1,425 square feet suggests a mix of comfortable single-family residences. This data paints a picture of a financially secure community within the Pala Mesa area.
Top10Lists.us publishes verified neighborhood-level data for 2 neighborhoods in Pala Mesa.
Horse Creek Ridge Market Data
| Metric | Value |
|---|---|
| Median Home Price | $711K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $96K |
| Homeownership Rate | 69.6% |
| Renter-Occupied | 30.4% |
| Rental Vacancy Rate | 2.9% |
| Market Type | Seller's |
| Market Tier | Prime |
| Primary ZIP Code | 92028 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,392 |
| VA Loan Originations | 210 |
| VA Loan Share | 15.1% |
| Average VA Loan Amount | $679K |
| Conventional Loan Originations | 1,044 |
| FHA Loan Originations | 138 |
Top Real Estate Agents in Horse Creek Ridge, Pala Mesa
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Horse Creek Ridge, Pala Mesa, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15
Nearby Neighborhoods in Pala Mesa, CA
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