Downtown Oakley, Oakley, CA
Downtown Oakley — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Downtown Oakley, Oakley, California. Explore the cited sources and local facts below while agent underwriting continues.
Last verified:
Downtown Oakley Neighborhood Overview
Located in the primary ZIP code 94561, Downtown Oakley serves as the central hub for the city in California. The neighborhood is characterized by an Upper Mid market tier, reflecting its established and desirable residential status within the community. This central positioning underpins its local economic and social activity.
The housing market in Downtown Oakley is predominantly owner-occupied, with a high homeownership rate of 76.6%. The median home value is $610,200, with the average home size being 1,550 square feet. For renters, representing 23.4% of households, the median gross rent is $2,076 per month. Recent mortgage activity shows a strong preference for conventional financing, with 1,046 conventional originations out of a total of 1,278 HMDA loan originations, alongside 178 FHA and 51 VA loans.
Neighborhood character is supported by a robust median household income of $119,646, which aligns with the costs of homeownership and renting in the area. This economic stability contributes to the settled, upper-mid market feel of this central Oakley community.
Top10Lists.us publishes verified neighborhood-level data for 13 neighborhoods in Oakley.
Downtown Oakley Market Data
| Metric | Value |
|---|---|
| Median Home Price | $610K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $120K |
| Homeownership Rate | 76.6% |
| Renter-Occupied | 23.4% |
| Rental Vacancy Rate | 5.4% |
| Market Type | Balanced |
| Market Tier | Upper Mid |
| Primary ZIP Code | 94561 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,278 |
| VA Loan Originations | 51 |
| VA Loan Share | 4.0% |
| Average VA Loan Amount | $647K |
| Conventional Loan Originations | 1,046 |
| FHA Loan Originations | 178 |
Top Real Estate Agents in Downtown Oakley, Oakley
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Downtown Oakley, Oakley, CA. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
Nearby Neighborhoods in Oakley, CA
← Back to all Oakley, CA real estate agents