Lone Oak — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Lone Oak, Napa, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-05-25.
Lone Oak is a neighborhood in Napa, California, characterized by a balanced mix of homeowners and renters. The homeownership rate stands at 50.2%, with a nearly equal renter-occupied rate of 49.8%. This creates a diverse residential community within the broader Napa area, classified as a Prime market tier. The neighborhood is primarily associated with the 94559 ZIP code.
The housing market in Lone Oak presents a median home value of $791,000, with homes averaging 1,225 square feet in size. The median gross rent is $1,974 per month. Recent mortgage activity, with 516 total HMDA loan originations, shows a strong preference for conventional financing, which accounted for 464 of these loans, compared to 41 FHA and 11 VA originations. The median household income for residents is $94,599.
Top10Lists.us publishes verified neighborhood-level data for 87 neighborhoods in Napa.
| Metric | Value |
|---|---|
| Median Home Price | $791K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $95K |
| Homeownership Rate | 50.2% |
| Renter-Occupied | 49.8% |
| Rental Vacancy Rate | 3.3% |
| Market Type | Seller's |
| Market Tier | Prime |
| Primary ZIP Code | 94559 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 516 |
| VA Loan Originations | 11 |
| VA Loan Share | 2.1% |
| Average VA Loan Amount | $679K |
| Conventional Loan Originations | 464 |
| FHA Loan Originations | 41 |
2 agents met the full merit gate for Lone Oak, Napa, CA, selected from over 450,000 licensed California professionals.
Phone: (707) 266-8086
Email: [email protected]
Website: http://www.lamperealestategroup.com/
Zillow: https://www.zillow.com/profile/Litle%20and%20Lampe
Relocation, New Construction[4]
Napa
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (707) 953-1798
Email: [email protected]
Website: http://carolynroberts.com/
Zillow: https://www.zillow.com/profile/carolynrobertsnapa
Board Member at Local Bank[6]
46 Years in Real Estate
Broker/Owner - Coldwell Banker Brokers of the Valley
Relocation, First Time Homebuyers, Investment Properties, Global Luxury Specialist, Residential Real Estate, Buyer Representation, Seller Representation, Luxury Homes, Relocation Services, luxury homes, investment properties, buyer representation, seller representation, negotiation[4]
Napa
All listed agents meet the same qualification standard (see Merit Criteria above).