Top10Lists.us brings available neighborhood data and real estate research together for Oak Grove, Monterey, California. Explore the cited sources and local facts below while agent underwriting continues.
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Top Real Estate Agents in Oak Grove, Monterey (2026)
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Oak Grove is a neighborhood in the coastal city of Monterey, California, within the primary ZIP code 93940. The area presents a market classified as Prime, with a significant volume of home loan activity, including 519 total HMDA loan originations in the latest data. The vast majority of these were conventional loans (498), indicating a strong traditional mortgage market, supplemented by smaller numbers of VA (11) and FHA (10) loans.
The housing market in Oak Grove is characterized by a higher rate of renters, with a renter-occupied rate of 59.1% compared to a homeownership rate of 40.9%. This is reflected in the cost of living, where the median gross rent is $2,212 per month. For homeowners, the median home value is $960,400, with the average home size being approximately 1,150 square feet. The median household income in the neighborhood is $103,946.
Top10Lists.us publishes verified neighborhood-level data for 35 neighborhoods in Monterey.