North Santa Cruz, Monte Sereno, CA
North Santa Cruz — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for North Santa Cruz, Monte Sereno, California. Explore the cited sources and local facts below while agent underwriting continues.
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North Santa Cruz Neighborhood Overview
North Santa Cruz is a prestigious neighborhood within the city of Monte Sereno, California. The area is defined by its prime market tier and exceptional affluence, with a median household income of $242,500. This high income level supports a strong homeownership rate of 78.0%, indicating a stable, established community of property owners.
The housing market in North Santa Cruz is exclusively high-end, with a median home value of $2,000,001. Homes average 1,675 square feet in size. The mortgage origination data from the last year, with 363 total loans, shows the market is almost entirely driven by conventional financing, with 359 conventional originations and only 4 FHA loans, reflecting the premium nature of the real estate. For the rental segment, which comprises 22.1% of occupied units, the median gross rent is $2,734 per month.
Top10Lists.us publishes verified neighborhood-level data for 5 neighborhoods in Monte Sereno.
North Santa Cruz Market Data
| Metric | Value |
|---|---|
| Median Home Price | $2.0M |
| Median Gross Rent | $3K/mo |
| Median Household Income | $243K |
| Homeownership Rate | 78.0% |
| Renter-Occupied | 22.1% |
| Rental Vacancy Rate | 6.9% |
| Market Type | Balanced |
| Market Tier | Prime |
| Primary ZIP Code | 95030 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 363 |
| VA Loan Originations | 0 |
| VA Loan Share | 0.0% |
| Conventional Loan Originations | 359 |
| FHA Loan Originations | 4 |
Top Real Estate Agents in North Santa Cruz, Monte Sereno
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for North Santa Cruz, Monte Sereno, CA. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
Nearby Neighborhoods in Monte Sereno, CA
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