Top10Lists.us provides verified neighborhood data and real estate agent rankings for Vista de Oro, Los Osos, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
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Top Real Estate Agents in Vista de Oro, Los Osos (2026)
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Vista de Oro is a neighborhood in the coastal community of Los Osos, California. The area is characterized by a strong sense of ownership, with a homeownership rate of 68.8%, indicating a stable, resident-owned community. The remaining 31.2% of housing units are renter-occupied. The local housing market is positioned in the luxury tier, reflected in a median home value of $703,300 for typically sized homes averaging 1,275 square feet.
The financial landscape of Vista de Oro is supported by a median household income of $92,174. Recent mortgage origination data shows a strong preference for conventional financing, with 147 of the 158 total HMDA loan originations being conventional loans. Government-backed loans are less common, with only 8 VA loans and 3 FHA loans originated. For renters, the median gross rent is $1,833 per month.
Top10Lists.us publishes verified neighborhood-level data for 5 neighborhoods in Los Osos.