El Monte Valley, Lakeside, CA
El Monte Valley — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for El Monte Valley, Lakeside, California. Explore the cited sources and local facts below while agent underwriting continues.
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El Monte Valley Neighborhood Overview
El Monte Valley is a neighborhood in Lakeside, California, characterized by its luxury market tier and a strong sense of established homeownership. The median home value here is $613,500, with the average home size being 1,325 square feet. This pricing reflects the area's desirability and its position within the broader San Diego County region. The neighborhood's housing activity is robust, with 1,186 total mortgage originations in recent data, overwhelmingly dominated by 946 conventional loans, indicating a market with significant traditional financing and buyer investment.
The financial profile of El Monte Valley residents shows stability, with a median household income of $95,952. This economic footing supports a homeownership rate of 66.9%, meaning a majority of households own their homes, while the renter-occupied rate is 33.1%. For those renting, the median gross rent is $1,779 per month. Government-backed loans play a smaller but notable role, with 151 VA loan originations and 89 FHA originations, suggesting some accessibility for veterans and first-time buyers within this generally premium market.
Top10Lists.us publishes verified neighborhood-level data for 4 neighborhoods in Lakeside.
El Monte Valley Market Data
| Metric | Value |
|---|---|
| Median Home Price | $614K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $96K |
| Homeownership Rate | 66.9% |
| Renter-Occupied | 33.1% |
| Rental Vacancy Rate | 5.1% |
| Market Type | Balanced |
| Market Tier | Luxury |
| Primary ZIP Code | 92040 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,186 |
| VA Loan Originations | 151 |
| VA Loan Share | 12.7% |
| Average VA Loan Amount | $679K |
| Conventional Loan Originations | 946 |
| FHA Loan Originations | 89 |
Top Real Estate Agents in El Monte Valley, Lakeside
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for El Monte Valley, Lakeside, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-16
Nearby Neighborhoods in Lakeside, CA
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