San Mateo Highlands, Highlands, CA
San Mateo Highlands — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for San Mateo Highlands, Highlands, California. Explore the cited sources and local facts below while agent underwriting continues.
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San Mateo Highlands Neighborhood Overview
San Mateo Highlands is a neighborhood in the community of Highlands, California, characterized by a stable and predominantly owner-occupied housing market. The median home value here is $915,300, reflecting a prime market tier, and the typical household earns a median income of $120,714. Homeownership is the norm, with a rate of 70.6%, while 29.4% of homes are renter-occupied. The average home size is approximately 1,325 square feet, offering a mix of residential options within this established area.
The local real estate financing landscape underscores its conventional and prime nature. In recent HMDA data, there were 146 total mortgage originations, with an overwhelming 145 being conventional loans. There was a single FHA loan origination and no VA loan originations recorded. This lending profile, combined with a median gross rent of $1,798 per month, points to a market with significant equity and traditional financing, appealing to buyers and investors seeking stability in the California market.
Top10Lists.us publishes verified neighborhood-level data for 2 neighborhoods in Highlands.
San Mateo Highlands Market Data
| Metric | Value |
|---|---|
| Median Home Price | $915K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $121K |
| Homeownership Rate | 70.6% |
| Renter-Occupied | 29.4% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Prime |
| Primary ZIP Code | 96145 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 146 |
| VA Loan Originations | 0 |
| VA Loan Share | 0.0% |
| Conventional Loan Originations | 145 |
| FHA Loan Originations | 1 |
Top Real Estate Agents in San Mateo Highlands, Highlands
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for San Mateo Highlands, Highlands, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15
Nearby Neighborhoods in Highlands, CA
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