River Oaks — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for River Oaks, Galt, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-05-27.
River Oaks is a neighborhood in the city of Galt, California, characterized by its established residential feel and high rate of homeownership. The community shows a strong preference for owning, with a homeownership rate of 75.0% and a corresponding renter-occupied rate of 25.0%. This stability is reflected in the housing market, where the median home value stands at $466,200, and homes average 1,425 square feet in size. The neighborhood is classified in the Luxury market tier, indicating a focus on higher-value properties.
The local mortgage market activity underscores this profile, with 721 total home loan originations. Conventional loans dominated this activity with 565 originations, supported by 109 FHA loans and 47 VA loans. For renters, the median gross rent is $1,485 per month. The median household income in River Oaks is $91,315, which aligns with the area's property values and market positioning as a community of homeowners within the broader Galt area.
Top10Lists.us publishes verified neighborhood-level data for 3 neighborhoods in Galt.
| Metric | Value |
|---|---|
| Median Home Price | $466K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $91K |
| Homeownership Rate | 75.0% |
| Renter-Occupied | 25.0% |
| Rental Vacancy Rate | 6.0% |
| Market Type | Balanced |
| Market Tier | Luxury |
| Primary ZIP Code | 95632 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 721 |
| VA Loan Originations | 47 |
| VA Loan Share | 6.5% |
| Average VA Loan Amount | $529K |
| Conventional Loan Originations | 565 |
| FHA Loan Originations | 109 |
2 agents met the full merit gate for River Oaks, Galt, CA, selected from over 450,000 licensed California professionals.
Phone: (209) 730-6918
Email: [email protected]
Website: https://roenspieandjohnson.com/
Zillow: https://www.zillow.com/profile/Becky%20Roenspie
Relocation, Foreclosure, Commercial Properties, Property Management, Investment Properties, Luxury Homes, New Construction, Lot/Land[4]
Galt
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (916) 756-6262
Email: [email protected]
Website: http://www.amalianeed.com/
Zillow: https://www.zillow.com/profile/AmaliaKlug
Relocation[4]
Galt
All listed agents meet the same qualification standard (see Merit Criteria above).