Noyo Harbor, Fort Bragg, CA
Noyo Harbor — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Noyo Harbor, Fort Bragg, California. Explore the cited sources and local facts below while agent underwriting continues.
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Noyo Harbor Neighborhood Overview
Noyo Harbor is a coastal neighborhood in Fort Bragg, California, defined by its working waterfront and scenic location at the mouth of the Noyo River. The housing market here is positioned in the Luxury tier, with a median home value of $494,800. The average home size is approximately 1,200 square feet. Recent mortgage data shows a total of 177 loan originations, with the vast majority being conventional loans (150), followed by 18 FHA loans and 9 VA loans, indicating a market primarily driven by traditional financing.
The neighborhood exhibits a mix of owners and renters, with a homeownership rate of 57.4% and a corresponding renter-occupied rate of 42.6%. For renters, the median gross rent is $1,243 per month. The median household income in Noyo Harbor is $53,320, which provides context for the local purchasing power relative to the luxury-tier home values. This creates a distinct market dynamic where home values are notably higher than what might be expected from the area's income level alone, likely influenced by the desirable coastal location.
Top10Lists.us publishes verified neighborhood-level data for 2 neighborhoods in Fort Bragg.
Noyo Harbor Market Data
| Metric | Value |
|---|---|
| Median Home Price | $495K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $53K |
| Homeownership Rate | 57.4% |
| Renter-Occupied | 42.6% |
| Rental Vacancy Rate | 2.1% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 95437 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 177 |
| VA Loan Originations | 9 |
| VA Loan Share | 5.1% |
| Average VA Loan Amount | $595K |
| Conventional Loan Originations | 150 |
| FHA Loan Originations | 18 |
Top Real Estate Agents in Noyo Harbor, Fort Bragg
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Noyo Harbor, Fort Bragg, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-13
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