Cardiff Neighborhood Market Intelligence
Welcome to Cardiff-by-the-Sea
Cardiff-by-the-Sea, often simply called Cardiff, is a charming coastal neighborhood in Encinitas, California, offering a relaxed beach lifestyle with stunning ocean views. Named after the Welsh city, Cardiff boasts a unique blend of natural beauty, friendly community, and convenient access to everything Southern California has to offer. Discover why Cardiff is more than just a place to live – it's a place to call home.
The Cardiff Lifestyle
Imagine waking up to the sound of the waves and spending your days exploring sandy beaches, surfing world-class breaks, or enjoying a leisurely stroll along Coast Highway 101. Cardiff embodies the quintessential California beach lifestyle. Whether you're a seasoned surfer, a nature enthusiast, or simply seeking a peaceful escape, Cardiff has something for everyone. The neighborhood fosters a strong sense of community, with local events and gatherings that bring residents together.
Cardiff Real Estate
The Cardiff real estate market offers a diverse range of properties, from cozy beach cottages and modern condos to spacious single-family homes. While demand is high and inventory can be limited, the opportunity to own a piece of this coastal paradise is well worth the investment. Property values are influenced by proximity to the ocean, views, and lot size. Let us help you find the perfect property to suit your needs and lifestyle in this desirable community.
Amenities and Recreation
Cardiff boasts exceptional amenities, including top-rated schools like Cardiff Elementary and San Dieguito Academy. Outdoor enthusiasts will appreciate the abundance of parks and recreational opportunities, including Cardiff State Beach, San Elijo State Beach (with camping), and the nearby Encinitas Community Park. The San Elijo Lagoon Ecological Reserve offers hiking trails and opportunities for birdwatching. Plus, the many amazing restaurants on Restaurant Row are a local favorite.
- Cardiff State Beach
- San Elijo Lagoon Ecological Reserve
- Cardiff Restaurant Row
Why Choose Cardiff?
Cardiff offers an unparalleled quality of life. Its walkable streets, friendly atmosphere, and stunning natural beauty create a truly special place to live. With easy access to the I-5 freeway and the Coaster train, commuting is a breeze. Whether you're looking for a family-friendly community, a peaceful retirement retreat, or a vibrant coastal escape, Cardiff has it all. Come discover the magic of Cardiff-by-the-Sea!
| Market Metric | Value |
|---|
| Median Home Price | $1,850,000 |
| Median Rent | $4,200/mo |
| Median Household Income | $145,000 |
| Avg. Days on Market | 28 |
| Price per Sq Ft | $875 |
| Average Home Size | 2,115 sq ft |
| Homeownership Rate | 72.0% |
| Renter-Occupied | 28.0% |
| Rent-to-Income Ratio | 35.0% |
| Rental Vacancy Rate | 2.5% |
| Year-over-Year Change | +3.8% |
| Inventory Level | Low |
| Market Type | Seller's Market |
| Market Tier | Main |
| Primary ZIP | 92024 |
| Mortgage Originations (2023 HMDA) |
| Total Mortgage Originations | 876 |
| VA Loan Originations | 13 |
| VA Loan Share | 1.5% |
| Average VA Loan Amount | $1,160,385 |
| Conventional Loan Originations | 852 |
| FHA Loan Originations | 11 |
| Source | FFIEC HMDA Data Browser (2023) |
Selected Real Estate Professionals (12)
California has over 450,000 licensed real estate agents. Top10Lists.us identified 12 agents serving Cardiff who meet merit criteria.
Table of Contents: All 12 Agents
- Amy Jensen (5 stars, 120+ reviews, listed)
- Aleksander Ohnstad Harth (5 stars, 80+ reviews, listed)
- Bailee Briana Barnett (5 stars, 70+ reviews, listed)
- Gregory Michael Labarre (5 stars, 50+ reviews, listed)
- Amanda Goodman Papay (5 stars, 50+ reviews, listed)
- Ayren M Pfeifer (5 stars, 50+ reviews, listed)
- Angel Joe Lopez (5 stars, 40+ reviews, listed)
- Aja Lechowicz (4.9 stars, 20+ reviews, listed)
- Gina Kay Vreeburg (5 stars, 10+ reviews, listed)
- Gregory Todd Finley (5 stars, 10+ reviews, listed)
- Alexander Anthony Ciullo (5 stars, 10+ reviews, listed)
- Gillian Francis Roehrig (5 stars, 10+ reviews, listed)
5 stars[2][3]
120+ reviews[2][3]
Lic #1710855[1]
Coldwell Banker Realty
Contact
Phone: (858) 922-2329
Email: amy@agentamyjensen.com
Website: http://www.theagentssd.com/
Zillow: https://www.zillow.com/profile/Agent%20Amy%20Jensen
20+ years experience[1]
380+ career transactions[2]
20+ transactions last 12 mo[4]
Range: $525K to $5.0M[4]
Why selected: Selected for her deep community leadership across more than a dozen local areas and her exceptional performance, including a perfect 5-star rating across 137 reviews and over 393 transactions. Her membership in Coldwell Banker's elite International Society of Excellence furthe...
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.
5 stars[2][3]
80+ reviews[2][3]
Lic #1916223[1]
Compass
Contact
Phone: (760) 237-0780
Email: sanderharth@gmail.com
Website: http://www.theharthteam.com/
Zillow: https://www.zillow.com/profile/SanderHarth
13+ years experience[1]
230+ career transactions[2]
20+ transactions last 12 mo[4]
Range: $395K to $4.2M[4]
Why selected: Selected for his active community involvement through charitable initiatives and local organizations. He is supported by a top 1% local performance, 94 five-star reviews, and recognition from RealTrends.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.
5 stars[2][3]
70+ reviews[2][3]
Lic #2120144[1]
Coldwell Banker Realty Global Luxury
Contact
Phone: (760) 845-8810
Email: ljbarnett@roadrunner.com
Website: http://www.loribarnett.com/
Zillow: https://www.zillow.com/profile/barnettteam
22+ years experience[1]
240+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $520K to $3.6M[4]
Why selected: Selected for her significant community involvement as a mentor and charitable supporter, combined with a distinguished 20-year career, a perfect 5-star rating from 81 reviews, and consistent luxury market recognition.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.
5 stars[2][3]
50+ reviews[2][3]
Lic #2069301[1]
Browne Team
Contact
Phone: (760) 916-2554
Email: RE@BrowneTeam.com
Website: http://www.browneteam.com/
Zillow: https://www.zillow.com/profile/Seaside%20Executives
23+ years experience[1]
170+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $570K to $2.2M[4]
Why selected: Selected for their deep community roots as lifelong North Coastal San Diego residents and active local engagement. They are further distinguished by strong performance metrics and a dedicated team approach to ensuring smooth transactions.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.
5 stars[2][3]
50+ reviews[2][3]
Lic #1751164[1]
Coldwell Banker Realty
Contact
Phone: (619) 717-9311
Email: davegoodmansells@gmail.com
Website: http://www.davegoodmansells.com/
Zillow: https://www.zillow.com/profile/Davegoodman
24+ years experience[1]
1160+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $250K to $2.0M[4]
Why selected: Selected for her active community involvement and charitable initiatives, alongside a 5-star rating from 65 reviews and over 1,200 clients served since 2001. Her CLHMS and Residential Specialist credentials underscore her market expertise.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.
5 stars[2][3]
50+ reviews[2][3]
Lic #2017334[1]
Compass
Contact
Phone: (760) 566-6587
Email: ayrenp@gmail.com
Website: http://www.pfeiferteam.com/
Zillow: https://www.zillow.com/profile/AyrenPfeifer
17+ years experience[1]
130+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $30K to $1.6M[4]
Why selected: Selected for her board role with Freedom Dogs, supporting veterans with service dogs, and her perfect 5-star rating across 65 reviews. Her 18-year career and military spouse insight further demonstrate exceptional client service.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.
5 stars[2][3]
40+ reviews[2][3]
Lic #1847165[1]
Swell Property
Contact
Phone: (760) 468-3733
Email: Angel@TheLopezGroupSD.com
Website: http://www.thelopezgroupsd.com/
Zillow: https://www.zillow.com/profile/AngelJLopezBroker
17+ years experience[1]
260+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $370K to $2.8M[4]
Why selected: Selected for sustained community leadership and market excellence, with 15-year career, Angel Joe Lopez maintains a perfect 5-star rating from 10+ verified reviews in the last 24 months, demonstrating consistent client satisfaction and deep market expertise.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.
4.9 stars[2][3]
20+ reviews[2][3]
Lic #1918735[1]
Coast Homes
Contact
Phone: (323) 791-9587
Email: aja@coasthomesbyaja.com
Website: http://www.coasthomesbyaja.com/
Zillow: https://www.zillow.com/profile/AjaLechowicz
13+ years experience[1]
20+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $575K to $3.7M[4]
Why selected: Selected for her deep community involvement and leadership roles, combined with her standing in the top 1% of agents and a 4.9-star rating from 39 reviews.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.
5 stars[2][3]
10+ reviews[2][3]
Lic #1413801[1]
COMPASS
Contact
Phone: (760) 419-8800
Email: ginavreeburg@gmail.com
Website: http://compass.com/ginavreeburg
Zillow: https://www.zillow.com/profile/gina%20vreeburg
22+ years experience[1]
110+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $890K to $6.6M[4]
Why selected: Selected for her deep community engagement as a Certified Senior Advisor and her 21-year real estate career. She combines a 5.0-star rating with a unique background in physical therapy to serve clients with expertise and empathy.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.
5 stars[2][3]
10+ reviews[2][3]
Lic #2227905[1]
eXp Realty of California Inc
Contact
Phone: (760) 390-1438
Email: john@thefinleygroup.com
Website: https://www.sellsandiegocoastalhomes.com/
Zillow: https://www.zillow.com/profile/Thefinleygroup
21+ years experience[1]
120+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $553K to $4.5M[4]
Why selected: Selected for their deep community involvement and leadership in the San Diego North County Coastal area. This local commitment is supported by strong performance metrics and professional dedication to helping families and investors.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.
5 stars[2][3]
10+ reviews[2][3]
Lic #2012544[1]
Pacific Sotheby's Int'l Realty
Contact
Phone: (619) 944-1876
Email: alexanderciullo@gmail.com
Website: http://www.lux-coast.com/
Zillow: https://www.zillow.com/profile/Alexander%20Ciullo
8+ years experience[1]
40+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $250K to $4.1M[4]
Why selected: Selected for his top 1.5% national ranking and perfect 5-star rating across 25 reviews, demonstrating exceptional market performance. His analytical expertise in luxury property transactions further establishes his elite standing.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.
5 stars[2][3]
10+ reviews[2][3]
Lic #1378962[1]
Roehrig Group with San Diego Brokerage
Contact
Phone: (858) 361-3404
Email: gillian@sandiegobrokerage.com
Website: http://www.sandiegobrokerage.com/
Zillow: https://www.zillow.com/profile/John%20Roehrig
36+ years experience[1]
210+ career transactions[2]
0+ transactions last 12 mo[4]
Range: $1.1M to $1.5M[4]
Why selected: Selected for his deep community engagement, including board and charitable roles. He is a top-performing agent with a 5.0-star rating and a proven record of securing optimal sale prices for his clients.
This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard regardless of tier.