Poker Flat, Copperopolis, CA
Poker Flat — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Poker Flat, Copperopolis, California. Explore the cited sources and local facts below while agent underwriting continues.
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Poker Flat Neighborhood Overview
Poker Flat is a neighborhood in Copperopolis, California, primarily served by the 95228 ZIP code. The market is classified as Luxury, reflecting its established residential character. The housing market is dominated by homeowners, with a high homeownership rate of 82.9%, leaving a renter-occupied rate of 17.1%. The median home value stands at $387,700, with the typical home offering about 1,450 square feet of living space.
The neighborhood's financial profile is stable, supported by a median household income of $97,301. This income level supports a mortgage market where conventional loans are by far the most common, with 96 of the 124 total HMDA loan originations being conventional. Government-backed loans play a smaller role, with 19 FHA and 9 VA loan originations. For renters, the median gross rent is $1,838 per month, providing a point of comparison for the cost of living in the area.
Top10Lists.us publishes verified neighborhood-level data for 3 neighborhoods in Copperopolis.
Poker Flat Market Data
| Metric | Value |
|---|---|
| Median Home Price | $388K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $97K |
| Homeownership Rate | 82.9% |
| Renter-Occupied | 17.1% |
| Rental Vacancy Rate | 3.9% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 95228 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 124 |
| VA Loan Originations | 9 |
| VA Loan Share | 7.3% |
| Average VA Loan Amount | $422K |
| Conventional Loan Originations | 96 |
| FHA Loan Originations | 19 |
Top Real Estate Agents in Poker Flat, Copperopolis
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Poker Flat, Copperopolis, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15
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