Clearlake Oaks, Clearlake, CA
Clearlake Oaks — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Clearlake Oaks, Clearlake, California. Explore the cited sources and local facts below while agent underwriting continues.
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Clearlake Oaks Neighborhood Overview
Clearlake Oaks is a neighborhood within the city of Clearlake, California, offering a distinct lakeside residential profile. The housing market here is positioned as Mid-Range, with a median home value of $270,300. The typical home is approximately 1,225 square feet, and the community has a strong homeownership base, with a homeownership rate of 69.2%. For renters, the median gross rent is $1,167 per month, with renter-occupied units making up 30.8% of the housing stock.
The local mortgage market activity shows a total of 244 loan originations, with conventional loans being the most common at 158 originations. Government-backed loans also play a significant role, with 69 FHA originations and 17 VA loan originations. This lending activity supports a community where the median household income is $42,648, which provides context for the area's affordability and housing dynamics relative to its median home price.
Top10Lists.us publishes verified neighborhood-level data for 2 neighborhoods in Clearlake.
Clearlake Oaks Market Data
| Metric | Value |
|---|---|
| Median Home Price | $270K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $43K |
| Homeownership Rate | 69.2% |
| Renter-Occupied | 30.8% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Mid-Range |
| Primary ZIP Code | 95423 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 244 |
| VA Loan Originations | 17 |
| VA Loan Share | 7.0% |
| Average VA Loan Amount | $293K |
| Conventional Loan Originations | 158 |
| FHA Loan Originations | 69 |
Top Real Estate Agents in Clearlake Oaks, Clearlake
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Clearlake Oaks, Clearlake, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
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