Downtown Ceres, Ceres, CA
Downtown Ceres — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Downtown Ceres, Ceres, California. Explore the cited sources and local facts below while agent underwriting continues.
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Downtown Ceres Neighborhood Overview
Located in the primary ZIP code 95307, Downtown Ceres serves as the central commercial and residential core of its city in California's Central Valley. The neighborhood presents a Mid-Range market tier, characterized by a median home value of $369,300 and a median household income of $71,786. This income level supports a homeownership rate of 63.6%, indicating a majority of residents own their homes, while 36.4% of housing units are renter-occupied.
The housing market snapshot shows a balance between ownership and rental options. The median gross rent is $1,460 per month, providing a more accessible entry point compared to home purchase. The average home size of 1,375 square feet suggests predominantly single-family homes or smaller multi-unit buildings. Mortgage lending activity is robust, with 495 total HMDA loan originations in the latest period, dominated by 374 conventional loans, supplemented by 110 FHA loans and 11 VA loans, reflecting a variety of financing paths for buyers.
Neighborhood character is defined by its central, established role within the community. The market data points to a stable, working- to middle-class area where homeownership is the norm, supported by local income levels. The blend of conventional and government-backed lending illustrates a diverse buyer pool contributing to the area's residential stability and ongoing demand within the Ceres housing landscape.
Top10Lists.us publishes verified neighborhood-level data for 9 neighborhoods in Ceres.
Downtown Ceres Market Data
| Metric | Value |
|---|---|
| Median Home Price | $369K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $72K |
| Homeownership Rate | 63.6% |
| Renter-Occupied | 36.4% |
| Rental Vacancy Rate | 1.7% |
| Market Type | Seller's |
| Market Tier | Mid-Range |
| Primary ZIP Code | 95307 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 495 |
| VA Loan Originations | 11 |
| VA Loan Share | 2.2% |
| Average VA Loan Amount | $457K |
| Conventional Loan Originations | 374 |
| FHA Loan Originations | 110 |
Top Real Estate Agents in Downtown Ceres, Ceres
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Downtown Ceres, Ceres, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15
Nearby Neighborhoods in Ceres, CA
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