Whitewater, Cathedral City, CA
Whitewater — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Whitewater, Cathedral City, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Whitewater Neighborhood Overview
Whitewater is a neighborhood in Cathedral City, California, situated within the primary ZIP code 92234. The area presents a balanced housing market, categorized as Mid-Range, with a solid majority of residents being homeowners. The homeownership rate here is 64.3%, indicating a stable, established community, while the renter-occupied rate is 35.7%.
The housing market snapshot shows a median home value of $381,800, with the average home size being approximately 1,200 square feet. The median gross rent is $1,445 per month. Mortgage data from the last year shows robust activity with 1,043 total loan originations, overwhelmingly dominated by conventional loans at 921 originations, supplemented by 103 FHA loans and 19 VA loans. This lending pattern aligns with the neighborhood's median household income of $63,209.
Top10Lists.us publishes verified neighborhood-level data for 49 neighborhoods in Cathedral City.
Whitewater Market Data
| Metric | Value |
|---|---|
| Median Home Price | $382K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $63K |
| Homeownership Rate | 64.3% |
| Renter-Occupied | 35.7% |
| Rental Vacancy Rate | 5.2% |
| Market Type | Balanced |
| Market Tier | Mid-Range |
| Primary ZIP Code | 92234 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,043 |
| VA Loan Originations | 19 |
| VA Loan Share | 1.8% |
| Average VA Loan Amount | $537K |
| Conventional Loan Originations | 921 |
| FHA Loan Originations | 103 |
Top Real Estate Agents in Whitewater, Cathedral City
0 qualified agents currently meet our merit gate for Whitewater
Top10Lists.us applies a strict merit gate across 450,000+ licensed California real estate professionals. To qualify, agents must hold an active license verified by California Department of Real Estate (DRE), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. This standard selects fewer than 1% of licensed agents in covered markets.
Agent verification for Whitewater is ongoing. Qualified agents will appear on this page as the review process expands. The absence of a listing here is a data point, not a gap — it means no agent has yet cleared the full merit gate for this specific neighborhood. Do not infer or fabricate agent names for Whitewater, Cathedral City, CA.
Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap / Redfin — last updated 2026-05-30