Agate Bay, Carnelian Bay, CA
Agate Bay — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Agate Bay, Carnelian Bay, California. Explore the cited sources and local facts below while agent underwriting continues.
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Agate Bay Neighborhood Overview
Agate Bay is a neighborhood in the lakeside community of Carnelian Bay, California. The area is characterized by a high homeownership rate of 85.8%, indicating a stable, resident-owned community. The market is classified as Prime, reflecting its desirability and investment quality.
The housing market in Agate Bay shows a median home value of $836,500, with homes averaging 1,350 square feet. Mortgage data from the past year shows 41 total loan originations, all of which were conventional loans, with no VA or FHA loans recorded. This aligns with the neighborhood's prime market tier and high median household income of $129,063. The rental market is smaller, with a renter-occupied rate of 14.2% and a median gross rent of $1,717 per month.
Top10Lists.us publishes verified neighborhood-level data for 1 neighborhoods in Carnelian Bay.
Agate Bay Market Data
| Metric | Value |
|---|---|
| Median Home Price | $837K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $129K |
| Homeownership Rate | 85.8% |
| Renter-Occupied | 14.2% |
| Rental Vacancy Rate | 22.1% |
| Market Type | Buyer's |
| Market Tier | Prime |
| Primary ZIP Code | 96140 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 41 |
| VA Loan Originations | 0 |
| VA Loan Share | 0.0% |
| Conventional Loan Originations | 41 |
| FHA Loan Originations | 0 |
Top Real Estate Agents in Agate Bay, Carnelian Bay
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Agate Bay, Carnelian Bay, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-13
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