Carmel, Carmel Valley Village, CA
Carmel — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Carmel, Carmel Valley Village, California. Explore the cited sources and local facts below while agent underwriting continues.
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Carmel Neighborhood Overview
Carmel is a prime neighborhood located within the community of Carmel Valley Village in California. It is anchored by the ZIP code 93924, placing it in the scenic inland valley region near the central coast. The market data reflects a stable and affluent residential area with a strong emphasis on homeownership.
The housing market in Carmel is characterized by high value and a dominant owner-occupied presence. The median home value is $1,071,400, with homes averaging 1,450 square feet. The homeownership rate is 80.4%, indicating a community of established residents. This is supported by recent lending activity, with 244 total mortgage originations in the latest HMDA data, overwhelmingly composed of 233 conventional loans. The median gross rent is $1,416 per month, with renter-occupied housing making up 19.6% of the market.
Neighborhood character is shaped by its high median household income of $158,261, which aligns with its prime market tier classification. The very low counts of government-backed loans, such as 5 VA and 6 FHA originations, further underscore the market's conventional and high-credit profile. This creates an environment of financial stability and long-term investment in the Carmel Valley Village area.
Top10Lists.us publishes verified neighborhood-level data for 2 neighborhoods in Carmel Valley Village.
Carmel Market Data
| Metric | Value |
|---|---|
| Median Home Price | $1.1M |
| Median Gross Rent | $1K/mo |
| Median Household Income | $158K |
| Homeownership Rate | 80.4% |
| Renter-Occupied | 19.6% |
| Rental Vacancy Rate | 4.3% |
| Market Type | Balanced |
| Market Tier | Prime |
| Primary ZIP Code | 93924 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 244 |
| VA Loan Originations | 5 |
| VA Loan Share | 2.0% |
| Average VA Loan Amount | $1.1M |
| Conventional Loan Originations | 233 |
| FHA Loan Originations | 6 |
Top Real Estate Agents in Carmel, Carmel Valley Village
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Carmel, Carmel Valley Village, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
Nearby Neighborhoods in Carmel Valley Village, CA
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