Carmel Point, Carmel-by-the-Sea, CA
Carmel Point — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Carmel Point, Carmel-by-the-Sea, California. Explore the cited sources and local facts below while agent underwriting continues.
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Carmel Point Neighborhood Overview
Carmel Point is a prestigious neighborhood in Carmel-by-the-Sea, California, situated on a scenic peninsula with dramatic coastline views. The area is defined by its luxury market tier, reflecting its exclusive character and prime coastal location within the 93921 ZIP code.
The housing market in Carmel Point is exceptionally high-value, with a median home value of $1,966,500. Homes are typically compact and charming, averaging 1,175 square feet. The market is heavily driven by conventional financing, with 94 of the 95 recorded HMDA loan originations being conventional loans, indicating a buyer base with strong financial profiles. Homeownership is nearly balanced with renting, shown by a 50.3% homeownership rate and a complementary 49.7% renter-occupied rate. The median gross rent is $2,705 per month.
The neighborhood's affluence is underscored by a median household income of $118,472, which aligns with the high cost of housing. This income level supports the luxury real estate market and contributes to the area's stable, upscale character. Carmel Point offers a blend of owned and rented coastal properties, catering to a financially established community.
Top10Lists.us publishes verified neighborhood-level data for 7 neighborhoods in Carmel-by-the-Sea.
Carmel Point Market Data
| Metric | Value |
|---|---|
| Median Home Price | $2.0M |
| Median Gross Rent | $3K/mo |
| Median Household Income | $118K |
| Homeownership Rate | 50.3% |
| Renter-Occupied | 49.7% |
| Rental Vacancy Rate | 9.1% |
| Market Type | Buyer's |
| Market Tier | Luxury |
| Primary ZIP Code | 93921 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 95 |
| VA Loan Originations | 1 |
| VA Loan Share | 1.1% |
| Average VA Loan Amount | $915K |
| Conventional Loan Originations | 94 |
| FHA Loan Originations | 0 |
Top Real Estate Agents in Carmel Point, Carmel-by-the-Sea
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Carmel Point, Carmel-by-the-Sea, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
Nearby Neighborhoods in Carmel-by-the-Sea, CA
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