Pine Knolls, Cambria, CA
Pine Knolls — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Pine Knolls, Cambria, California. Explore the cited sources and local facts below while agent underwriting continues.
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Pine Knolls Neighborhood Overview
Pine Knolls is a neighborhood in the coastal community of Cambria, California, within the 93428 ZIP code. The market is classified as Luxury, reflecting its high-value real estate. The housing stock here is characterized by an average home size of 1,325 square feet, catering to a community where homeownership is the norm with a rate of 74.1%.
The housing market snapshot shows a median home value of $843,400, aligning with the luxury tier. Mortgage data from the last year indicates 117 total loan originations, with the vast majority (108) being conventional loans, followed by 7 FHA loans and 2 VA loans. For the rental segment, representing 25.9% of occupied units, the median gross rent is $1,950 per month. The median household income in Pine Knolls is $95,429.
Top10Lists.us publishes verified neighborhood-level data for 5 neighborhoods in Cambria.
Pine Knolls Market Data
| Metric | Value |
|---|---|
| Median Home Price | $843K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $95K |
| Homeownership Rate | 74.1% |
| Renter-Occupied | 25.9% |
| Rental Vacancy Rate | 14.7% |
| Market Type | Buyer's |
| Market Tier | Luxury |
| Primary ZIP Code | 93428 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 117 |
| VA Loan Originations | 2 |
| VA Loan Share | 1.7% |
| Average VA Loan Amount | $785K |
| Conventional Loan Originations | 108 |
| FHA Loan Originations | 7 |
Top Real Estate Agents in Pine Knolls, Cambria
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Pine Knolls, Cambria, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15
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