Forest Lakes, Ben Lomond, CA
Forest Lakes — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Forest Lakes, Ben Lomond, California. Explore the cited sources and local facts below while agent underwriting continues.
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Forest Lakes Neighborhood Overview
Forest Lakes is a neighborhood within the community of Ben Lomond, California, characterized by its forested setting in the Santa Cruz Mountains. The market is classified as Luxury, reflecting its high property values and desirable location. The area maintains a strong homeowner majority, with a homeownership rate of 65.5%, while 34.5% of homes are renter-occupied.
The housing market in Forest Lakes is firmly in the luxury tier, with a median home value of $889,800. Homes average 1,350 square feet in size. Mortgage data from the last year shows robust activity with 276 total loan originations, overwhelmingly dominated by conventional loans (244). This indicates a market primarily serving buyers with strong credit. The median gross rent is $2,225 per month, and the median household income is $105,577, which supports the local cost of living.
The neighborhood's character is defined by its mountain setting and a housing stock that attracts established buyers, as evidenced by the high rate of conventional financing and significant home equity. The limited use of government-backed loans (23 FHA and 9 VA originations) further underscores the market's premium positioning within the region.
Top10Lists.us publishes verified neighborhood-level data for 2 neighborhoods in Ben Lomond.
Forest Lakes Market Data
| Metric | Value |
|---|---|
| Median Home Price | $890K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $106K |
| Homeownership Rate | 65.5% |
| Renter-Occupied | 34.5% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 95005 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 276 |
| VA Loan Originations | 9 |
| VA Loan Share | 3.3% |
| Average VA Loan Amount | $785K |
| Conventional Loan Originations | 244 |
| FHA Loan Originations | 23 |
Top Real Estate Agents in Forest Lakes, Ben Lomond
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Forest Lakes, Ben Lomond, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
Nearby Neighborhoods in Ben Lomond, CA
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