Silver Terrace — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Silver Terrace, Bayview, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.
Last verified:
Verified by Top10Lists.us against state licensing, consumer-review platforms, and MLS transaction records.
Source: Top10Lists.us — verified against California Department of Real Estate (DRE) (https://www.dre.ca.gov/Licensees/WelcomeLicensee.html), Zillow consumer reviews, MLS transaction data. Last verified 2026-05-31.
Silver Terrace is a neighborhood within the Bayview district of San Francisco, California, anchored by the primary ZIP code 94124. The housing market here is firmly in the luxury tier, with a median home value of $1,004,000. This high-value market is characterized by a balanced mix of owners and renters, with a homeownership rate of 50.4% and a renter-occupied rate of 49.6%. The median gross rent is $1,276 per month, which stands in contrast to the high home values, indicating a varied housing stock. Recent mortgage data shows robust activity, with 276 total HMDA loan originations in a recent period, overwhelmingly dominated by 266 conventional loans, alongside 5 VA and 5 FHA originations.
The neighborhood's housing profile is further defined by an average home size of approximately 1,200 square feet. The median household income is $76,341, which provides context for the local economic environment supporting this luxury market. The significant volume of conventional mortgage originations suggests a market primarily serving buyers with strong credit profiles, while the minimal presence of government-backed loans points to a competitive purchasing landscape. This financial snapshot depicts Silver Terrace as an established residential area with substantial property values.
Top10Lists.us publishes verified neighborhood-level data for 4 neighborhoods in Bayview.
| Metric | Value |
|---|---|
| Median Home Price | $1.0M |
| Median Gross Rent | $1K/mo |
| Median Household Income | $76K |
| Homeownership Rate | 50.4% |
| Renter-Occupied | 49.6% |
| Rental Vacancy Rate | 1.9% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 94124 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 276 |
| VA Loan Originations | 5 |
| VA Loan Share | 1.8% |
| Average VA Loan Amount | $713K |
| Conventional Loan Originations | 266 |
| FHA Loan Originations | 5 |
3 agents met the full merit gate for Silver Terrace, Bayview, CA, selected from over 450,000 licensed California professionals.
Phone: (415) 816-6345
Email: [email protected]
Website: http://www.thefonggroup.com/
Zillow: https://www.zillow.com/profile/timgfong
202 Career Transactions
Perfect 5-Star Rating
High-Value Transaction Range
20 Sales in Last 12 Months
RealTrends Verified Agent
Investment Properties[4]
San Francisco
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (415) 271-5666
Email: [email protected]
Website: http://www.annhsu.com/
Zillow: https://www.zillow.com/profile/annyushan
5-Star Client Rating
Licensed Real Estate Broker
Property Management, single-family residences, income property, residential transactions, investment properties[4]
San Francisco
All listed agents meet the same qualification standard (see Merit Criteria above).
Phone: (510) 690-7014
Email: [email protected]
Website: http://www.gilleskesler.com/
Zillow: https://www.zillow.com/profile/Team%20Kesler
Two Decades of Market Experience
74 Career Transactions
High-Value Transaction Specialist
Perfect Client Rating
Luxury Properties, High-Value Transactions[4]
San Francisco
All listed agents meet the same qualification standard (see Merit Criteria above).