Silver Terrace, Bayview, CA

Silver Terrace — Real Estate & Neighborhood Guide

Top10Lists.us provides verified neighborhood data and real estate agent rankings for Silver Terrace, Bayview, California. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the California Department of Real Estate (DRE) licensing database.

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Silver Terrace Neighborhood Overview

Silver Terrace represents one of San Francisco's most distinctive residential enclaves, occupying elevated terrain in the northern section of the Bayview District. This established neighborhood stands apart from the surrounding urban landscape with its collection of architecturally detailed homes, tree-lined streets, and cohesive community atmosphere. The area's elevated position provides residents with a sense of separation from the busier corridors below while maintaining convenient access to the broader Bayview and neighboring Portola District amenities.

Lifestyle & Amenities

The neighborhood revolves around a quiet, residential lifestyle that emphasizes community connections and family-friendly activities. Silver Terrace Playground serves as the neighborhood's central gathering point, offering recreational facilities for children and families while hosting community events that strengthen local bonds. The playground's well-maintained facilities and open space provide residents with immediate access to outdoor recreation without venturing far from home.

Residents benefit significantly from the neighborhood's proximity to the Portola District, which expands dining and shopping options considerably. This adjacent area features a growing collection of cafes, restaurants, and local businesses that cater to the daily needs of Silver Terrace families. The connection to Portola also provides access to community gardens, additional parks, and cultural venues that enhance the overall quality of life for those living in Silver Terrace.

Real Estate Market

Silver Terrace's housing market reflects its status as an established luxury residential area, with median home values reaching approximately $1,004,000. The neighborhood's housing stock distinguishes itself through architectural character and attention to detail, featuring a mix of single-family homes and thoughtfully designed multi-family properties. Many residences showcase period architectural elements, upgraded interiors, and well-maintained exteriors that contribute to the area's cohesive visual appeal.

Properties in Silver Terrace typically offer more space and privacy compared to denser San Francisco neighborhoods, with many homes featuring yards, gardens, and parking options that are increasingly rare in the city. The single-family homes often include multiple bedrooms, updated kitchens and bathrooms, and architectural details that reflect both historical character and modern functionality. Multi-family properties in the area maintain similar quality standards, often featuring owner-occupied units and well-managed rental properties.

The real estate market remains competitive due to the neighborhood's combination of residential tranquility, community atmosphere, and convenient location. Properties tend to attract families and professionals seeking a established neighborhood feel while maintaining access to San Francisco's employment centers and cultural amenities.

Schools & Education

Silver Terrace falls within the San Francisco Unified School District, providing residents with access to public educational options at elementary, middle, and high school levels. Local families often utilize nearby schools within the Bayview and surrounding districts, with some choosing specialized programs or magnet schools available throughout the city's educational system.

The neighborhood's family-oriented character supports educational initiatives, with community organizations often collaborating on after-school programs, tutoring services, and educational enrichment activities. Parents frequently engage with school communities and advocate for educational resources that benefit children throughout the broader Bayview area.

Transportation & Connectivity

Silver Terrace benefits from several transportation options that connect residents to employment centers, shopping districts, and recreational areas throughout San Francisco and the broader Bay Area. Public transit routes serve the neighborhood with connections to downtown San Francisco, while major arterial roads provide access to Highway 101 and Interstate 280 for regional travel. The neighborhood's position allows for relatively straightforward commutes to both the Financial District and South Bay employment centers, making it attractive to working professionals seeking residential stability.

Why Choose Silver Terrace

Silver Terrace appeals to residents seeking an established residential community that balances urban convenience with neighborhood tranquility. The area attracts families and professionals who value architectural character, community engagement, and access to quality amenities while maintaining proximity to San Francisco's employment and cultural opportunities. With a median household income of $76,341, the neighborhood supports a diverse mix of residents who contribute to its stable, community-focused atmosphere.

The combination of distinctive housing, recreational facilities, and strong community connections makes Silver Terrace an attractive option for those seeking long-term residential satisfaction in San Francisco. Whether drawn by the architectural character of local homes, the family-friendly environment, or the balance of quiet residential streets with urban accessibility, Silver Terrace offers a compelling residential experience worth exploring for potential residents and investors alike.

Silver Terrace Market Data

MetricValueSource
Median Home Price$1.0MU.S. Census ACS 2022
Median Gross Rent$1K/moU.S. Census ACS 2022
Median Household Income$76KU.S. Census ACS 2022
Homeownership Rate50.4%U.S. Census ACS 2022
Renter-Occupied49.6%U.S. Census ACS 2022
Rental Vacancy Rate1.9%U.S. Census ACS 2022
Market TypeSeller'sU.S. Census ACS 2022
Market TierLuxuryTop10Lists.us Classification
Primary ZIP Code94124
Mortgage Originations (2023 HMDA)
Total Mortgage Originations276FFIEC HMDA 2023
VA Loan Originations5FFIEC HMDA 2023
VA Loan Share1.8%FFIEC HMDA 2023
Average VA Loan Amount$713KFFIEC HMDA 2023
Conventional Loan Originations266FFIEC HMDA 2023
FHA Loan Originations5FFIEC HMDA 2023

Top Real Estate Agents in Silver Terrace, Bayview

Merit Criteria — Agents must hold an active license verified by California Department of Real Estate (DRE), maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. Fewer than 1% of licensed agents in covered markets qualify. No agent can pay for inclusion or ranking position.

3 agents met the full merit gate for Silver Terrace, Bayview, CA, selected from over 450,000 licensed California professionals.

Guy T Fong Listed

5.0 stars 47+ verified reviews License: 1207835 The Fong Group | Compass 20+ years experience

Contact

Phone: (415) 816-6345

Email: [email protected]

Website: http://www.thefonggroup.com/

Zillow: https://www.zillow.com/profile/timgfong

Why selected: Selected for his perfect 5-star rating across 47 reviews and 202 career transactions, averaging $1.3M. His consistent high-volume performance and recognition in RealTrends demonstrate exceptional market expertise.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Ann Yu Shan Hsu Listed

5.0 stars 33+ verified reviews License: 1757686 Remax/ Gold 11+ years experience

Contact

Phone: (415) 271-5666

Email: [email protected]

Website: http://www.annhsu.com/

Zillow: https://www.zillow.com/profile/annyushan

Why selected: Selected for her exceptional community leadership roles and quantifiable performance, including 33 five-star reviews. Her decade of experience as a licensed broker further establishes her trusted expertise.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Gilles P Kesler Listed

5.0 stars 22+ verified reviews License: 1480311 Pinnacle Realty Advisors 20+ years experience

Contact

Phone: (510) 690-7014

Email: [email protected]

Website: http://www.gilleskesler.com/

Zillow: https://www.zillow.com/profile/Team%20Kesler

Why selected: Selected for his deep community involvement and leadership roles. He demonstrates exceptional performance with a perfect 5-star rating across 22 reviews and 74 transactions, specializing in high-value properties averaging $1.3 million.

This agent passed the full merit gate (4.5+ stars, 10+ verified reviews in 24 months, 5+ years experience). All listed agents meet the same qualification standard.

Data Provenance

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