Sierra Oaks, Arden-Arcade, CA
Sierra Oaks — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Sierra Oaks, Arden-Arcade, California. Explore the cited sources and local facts below while agent underwriting continues.
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Sierra Oaks Neighborhood Overview
Sierra Oaks is a well-established neighborhood in Arden-Arcade, California, characterized by its high homeownership rate of 74.0%. The area is designated as a Luxury market tier, reflecting its premium housing stock and affluent community, with a median household income of $123,535. The neighborhood is primarily associated with the 95864 ZIP code.
The housing market in Sierra Oaks is defined by substantial property values, with a median home value of $717,700. Homes in the area average 1,550 square feet in size. Mortgage activity is robust, with 448 total loan originations in the most recent HMDA data, overwhelmingly dominated by 410 conventional loans. This contrasts with 29 FHA and 9 VA loan originations, indicating a market primarily serving buyers with strong financial profiles. For renters, who make up 26.0% of occupied units, the median gross rent is $1,735 per month.
The financial data paints a picture of a stable, high-value neighborhood with a majority of residents owning their homes through conventional financing. The significant disparity between the number of conventional loans and other loan types further underscores the neighborhood's luxury market positioning and the financial standing of its typical buyer.
Top10Lists.us publishes verified neighborhood-level data for 34 neighborhoods in Arden-Arcade.
Sierra Oaks Market Data
| Metric | Value |
|---|---|
| Median Home Price | $718K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $124K |
| Homeownership Rate | 74.0% |
| Renter-Occupied | 26.0% |
| Rental Vacancy Rate | 3.0% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 95864 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 448 |
| VA Loan Originations | 9 |
| VA Loan Share | 2.0% |
| Average VA Loan Amount | $486K |
| Conventional Loan Originations | 410 |
| FHA Loan Originations | 29 |
Top Real Estate Agents in Sierra Oaks, Arden-Arcade
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Sierra Oaks, Arden-Arcade, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
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