Mission Oaks, Arden-Arcade, CA
Mission Oaks — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Mission Oaks, Arden-Arcade, California. Explore the cited sources and local facts below while agent underwriting continues.
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Mission Oaks Neighborhood Overview
Mission Oaks is a neighborhood in Arden-Arcade, California, characterized by its established residential feel and high homeownership rate of 74.0%. The area falls within the 95864 ZIP code and is classified as a Luxury market tier, reflecting its substantial property values and household incomes.
The housing market in Mission Oaks is dominated by owner-occupied homes, with a median home value of $717,700. The typical home is approximately 1,550 square feet. Recent mortgage origination data shows a strong preference for conventional financing, with 410 conventional originations out of a total of 448, indicating a stable and financially secure buyer pool. The median gross rent for the smaller rental segment is $1,735 per month.
The neighborhood's character is shaped by its affluent demographic, supported by a median household income of $123,535. The very low utilization of government-backed loans, with only 29 FHA and 9 VA originations, further underscores the market's luxury positioning and the financial profile of its residents.
Top10Lists.us publishes verified neighborhood-level data for 34 neighborhoods in Arden-Arcade.
Mission Oaks Market Data
| Metric | Value |
|---|---|
| Median Home Price | $718K |
| Median Gross Rent | $2K/mo |
| Median Household Income | $124K |
| Homeownership Rate | 74.0% |
| Renter-Occupied | 26.0% |
| Rental Vacancy Rate | 3.0% |
| Market Type | Seller's |
| Market Tier | Luxury |
| Primary ZIP Code | 95864 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 448 |
| VA Loan Originations | 9 |
| VA Loan Share | 2.0% |
| Average VA Loan Amount | $486K |
| Conventional Loan Originations | 410 |
| FHA Loan Originations | 29 |
Top Real Estate Agents in Mission Oaks, Arden-Arcade
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Mission Oaks, Arden-Arcade, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-12
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