Aptos Hills, Aptos Hills-Larkin Valley, CA
Aptos Hills — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Aptos Hills, Aptos Hills-Larkin Valley, California. Explore the cited sources and local facts below while agent underwriting continues.
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Aptos Hills Neighborhood Overview
Aptos Hills is a neighborhood within the Aptos Hills-Larkin Valley area of California, characterized by its luxury market tier and high homeownership. The housing market is firmly in the luxury segment, with a median home value of $1,107,300. This aligns with a high median household income of $136,506, supporting the local purchasing power. The homeownership rate is strong at 74.4%, indicating a predominantly owner-occupied community, with a corresponding renter-occupied rate of 25.6% where the median gross rent is $2,364 per month.
The neighborhood's character is reflected in its housing stock, with an average home size of approximately 1,375 square feet. Recent mortgage originations show a strong preference for conventional financing, with 442 conventional originations out of a total of 466 HMDA originations, suggesting a stable and financially secure buyer pool. The minimal use of government-backed loans, with only 5 VA and 19 FHA originations, further underscores the affluent nature of the local real estate market. This data paints a picture of an established, high-value residential enclave.
Top10Lists.us publishes verified neighborhood-level data for 2 neighborhoods in Aptos Hills-Larkin Valley.
Aptos Hills Market Data
| Metric | Value |
|---|---|
| Median Home Price | $1.1M |
| Median Gross Rent | $2K/mo |
| Median Household Income | $137K |
| Homeownership Rate | 74.4% |
| Renter-Occupied | 25.6% |
| Rental Vacancy Rate | 5.0% |
| Market Type | Balanced |
| Market Tier | Luxury |
| Primary ZIP Code | 95003 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 466 |
| VA Loan Originations | 5 |
| VA Loan Share | 1.1% |
| Average VA Loan Amount | $1.1M |
| Conventional Loan Originations | 442 |
| FHA Loan Originations | 19 |
Top Real Estate Agents in Aptos Hills, Aptos Hills-Larkin Valley
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Aptos Hills, Aptos Hills-Larkin Valley, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-14
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