Spring Valley Lake, Apple Valley, CA
Spring Valley Lake — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Spring Valley Lake, Apple Valley, California. Explore the cited sources and local facts below while agent underwriting continues.
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Spring Valley Lake Neighborhood Overview
Spring Valley Lake is a neighborhood in Apple Valley, California, characterized by its Main market tier and centered around the 92308 ZIP code. The housing market here presents a relatively affordable entry point for the region, with a median home value of $333,500 and homes averaging 1,475 square feet. The neighborhood has a strong homeownership base, with 69.6% of units owner-occupied, supported by a steady stream of mortgage activity that included 1,232 total loan originations in the latest HMDA data.
The local real estate financing reflects diverse buyer profiles. Conventional loans were the most common pathway to homeownership, accounting for 769 originations, while FHA loans made up 377. A smaller segment of buyers utilized VA loans, with 83 originations. For renters, who occupy 30.4% of the housing stock, the median gross rent is $1,315 per month. The median household income in Spring Valley Lake is $60,717, aligning closely with the area's home values and rental costs to define its economic landscape.
Top10Lists.us publishes verified neighborhood-level data for 15 neighborhoods in Apple Valley.
Spring Valley Lake Market Data
| Metric | Value |
|---|---|
| Median Home Price | $334K |
| Median Gross Rent | $1K/mo |
| Median Household Income | $61K |
| Homeownership Rate | 69.6% |
| Renter-Occupied | 30.4% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Main |
| Primary ZIP Code | 92308 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 1,232 |
| VA Loan Originations | 83 |
| VA Loan Share | 6.7% |
| Average VA Loan Amount | $392K |
| Conventional Loan Originations | 769 |
| FHA Loan Originations | 377 |
Top Real Estate Agents in Spring Valley Lake, Apple Valley
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Spring Valley Lake, Apple Valley, CA. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: California Department of Real Estate (DRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-09
Nearby Neighborhoods in Apple Valley, CA
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