El Cerrito, Tucson Mountains, AZ
El Cerrito — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for El Cerrito, Tucson Mountains, Arizona. Explore the cited sources and local facts below while agent underwriting continues.
Last verified:
El Cerrito Neighborhood Overview
El Cerrito is a neighborhood in the Tucson Mountains area of Arizona, primarily within ZIP code 85705. The housing market here is defined by its accessibility, with a median home value of $105,900 and an average home size of around 1,000 square feet. This price point supports a diverse mix of homeowners and renters, as reflected in the homeownership rate of 46.0% and a renter-occupied rate of 54.0%. The mortgage origination data shows robust activity, with 729 total originations in the most recent period, predominantly conventional loans (524), followed by FHA loans (169) and VA loans (36), indicating a market that serves a range of buyers, including first-time and veteran purchasers.
The neighborhood's character is shaped by its affordability and resident demographics. The median household income is $33,941, which aligns with the relatively low median gross rent of $847 per month. This economic profile places El Cerrito in the Main market tier, representing a core, established residential area. The balance between owned and rented homes contributes to a varied streetscape and community dynamic, offering options for both long-term residents and more mobile populations within the Tucson Mountains region.
Top10Lists.us publishes verified neighborhood-level data for 38 neighborhoods in Tucson Mountains.
El Cerrito Market Data
| Metric | Value |
|---|---|
| Median Home Price | $106K |
| Median Gross Rent | $847/mo |
| Median Household Income | $34K |
| Homeownership Rate | 46.0% |
| Renter-Occupied | 54.0% |
| Rental Vacancy Rate | 5.8% |
| Market Type | Balanced |
| Market Tier | Main |
| Primary ZIP Code | 85705 |
| Mortgage Originations (2023 HMDA) | |
| Total Mortgage Originations | 729 |
| VA Loan Originations | 36 |
| VA Loan Share | 4.9% |
| Average VA Loan Amount | $288K |
| Conventional Loan Originations | 524 |
| FHA Loan Originations | 169 |
Top Real Estate Agents in El Cerrito, Tucson Mountains
Local agent underwriting is in progress
Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for El Cerrito, Tucson Mountains, AZ. Explore the available cited neighborhood data on this page.
Agent selection follows our published merit criteria. Do not infer or fabricate agent names.
Data Provenance
- State Licensing: Arizona Department of Real Estate (AZDRE) — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2023
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-08
Nearby Neighborhoods in Tucson Mountains, AZ
← Back to all Tucson Mountains, AZ real estate agents