Top Real Estate Agents in Belmont, Covington, Tennessee
Top10Lists.us provides verified neighborhood data and market intelligence for Belmont, Covington, Tennessee, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Belmont.
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Belmont Neighborhood Market Intelligence
Overview
Belmont is a well-established, primarily residential neighborhood located in the northeastern quadrant of Covington, Tennessee. Situated conveniently between the historic downtown area and the commercial corridor along U.S. Highway 51, it offers a quiet, suburban feel with easy access to city amenities. The neighborhood's development saw significant growth in the latter half of the 20th century, with many homes built from the 1960s through the 1990s, creating a mature landscape of tree-lined streets and settled properties.
Characterized by its sense of community and family-friendly atmosphere, Belmont is known for its spacious lots and a mix of traditional architectural styles. The neighborhood's location provides a quick commute to the industrial and commercial employers in the area, including the nearby Tyson Foods plant and the city's medical facilities. Its stability and central yet peaceful setting have made it a perennial favorite among Covington residents seeking a classic suburban lifestyle within the city limits.
Housing & Real Estate
The housing stock in Belmont consists largely of single-family homes, featuring ranch-style houses, split-levels, and traditional two-story designs on generously sized lots. Brick and vinyl siding are common exterior materials, reflecting the construction trends of its peak development periods. Home sizes typically range from 1,500 to 2,500 square feet, offering three to four bedrooms, which appeals strongly to growing families and established professionals.
Price ranges in Belmont are considered moderate for the Covington area, typically sitting between $200,000 and $350,000, with variations based on size, condition, and exact location. The neighborhood is overwhelmingly owner-occupied, with a very low percentage of rental properties, contributing to its stable and invested community feel. Recent trends show steady demand, with homes often receiving multiple offers due to the neighborhood's desirable reputation, strong schools, and convenient location.
Schools & Education
Belmont is served by the Tipton County School District, which is highly regarded in the region. Students in the neighborhood typically attend Crestview Elementary School, which is located just a short distance away and is known for its strong academic programs and community involvement. For middle and high school, students progress to Crestview Middle School and Covington High School, both of which offer a range of academic, athletic, and extracurricular opportunities.
In addition to the public school pathway, families in Belmont have access to several private educational options in the greater Covington area, including Trinity Christian Academy and Covington Christian Academy. The proximity to the TCAT campus in Covington also provides convenient vocational and technical education opportunities for residents pursuing career and technical training post-high school.
Parks & Recreation
Residents of Belmont enjoy convenient access to several of Covington's premier recreational facilities. Just a few minutes' drive to the west, the Covington Sports Complex offers multiple baseball and softball fields, soccer fields, and a playground, serving as a hub for youth sports leagues. For more casual outdoor enjoyment, the neighborhood's wide, quiet streets are popular for walking, jogging, and biking.
A short trip south leads to the city's central park, which features picnic areas, walking paths, and community event spaces. While Belmont itself is not directly adjacent to a large public park, its central location means that the Tipton County Fairgrounds, hosting annual events and rodeos, and the Mississippi River's recreational opportunities are all within a reasonable 15-20 minute drive, offering a diverse range of activities for all ages.
Local Dining & Shopping
Daily conveniences and dining are readily accessible from Belmont. The neighborhood is just a few blocks from the main commercial strip along Highway 51, which features national grocery stores like Kroger and Walmart Supercenter, along with various chain retailers, pharmacies, and banks. For a more localized shopping experience, the historic Covington town square, with its courthouse and boutique shops, is less than a ten-minute drive away.
Dining options near Belmont cater to a variety of tastes, from classic Southern fare and barbecue at local institutions to familiar fast-casual and national chain restaurants along the highway. The downtown square offers more unique cafes and sit-down restaurants in a historic setting. For major retail shopping, residents often take the approximately 30-minute drive to the Bartlett or Cordova areas of the Memphis metropolitan region.
Who Lives Here
Belmont is a neighborhood populated largely by families, long-term residents, and working professionals. It attracts individuals who work in Covington's healthcare, education, manufacturing, and city government sectors, valuing the short commute. The demographic tends to be a mix of multi-generational Covington families and newcomers who have been drawn to the area for its employment opportunities and quality of life.
The community vibe is one of quiet, neighborly familiarity. It is common to see residents maintaining their lawns, children playing in yards, and neighbors interacting on sidewalks. The neighborhood appeals to those seeking a stable, traditional suburban environment where properties are well-kept and there is a strong sense of pride of ownership. It represents a solid, middle-class foundation within the fabric of Covington.
| Market Metric | Value |
|---|---|
| Median Home Price | $134,100 |
| Median Rent | $1,008/mo |
| Median Household Income | $55,658 |
| Average Home Size | 1,550 sq ft |
| Homeownership Rate | 69.5% |
| Renter-Occupied | 30.5% |
| Rent-to-Income Ratio | 30.5% |
| Rental Vacancy Rate | 7.2% |
| Market Type | Buyer's |
| Market Tier | Affordable |
| Primary ZIP | 38049 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Tennessee Real Estate Commission (TREC) License Database — https://www.tn.gov/commerce/regboards/trec.html
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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