University, Middletown, OH
University — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for University, Middletown, Ohio. Explore the cited sources and local facts below while agent underwriting continues.
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University Neighborhood Overview
University is a residential neighborhood in Middletown, Ohio, anchored by its proximity to Miami University Middletown. The area offers a quiet, suburban atmosphere with a strong community feel. Its location provides residents with a blend of academic energy and family-friendly living.
Lifestyle & Amenities
Residents enjoy convenient access to local shopping, dining, and essential services along nearby thoroughfares. The presence of the university campus contributes to cultural and educational events open to the public. Parks and recreational facilities provide opportunities for outdoor activities and community gatherings.
Real Estate Market
The University neighborhood features a stable and affordable housing market. The median home value in the area is $172,700, reflecting its accessibility for first-time buyers and families. The housing stock primarily consists of single-family homes, offering a range of options for potential residents.
Schools & Education
The neighborhood is served by the Middletown City School District. Its namesake, Miami University Middletown, provides higher education opportunities and community resources locally. Families have access to both public and potential private educational institutions in the wider Middletown area.
Transportation & Connectivity
University is well-connected via major roads like State Route 122 and I-75, facilitating easy commutes to Dayton and Cincinnati. Local public transit options provide service within Middletown and to surrounding areas. The neighborhood's layout is generally navigable by car, with pedestrian-friendly areas near the campus.
Why Choose University
With a median household income of $63,938, the area offers a comfortable cost of living relative to its affordable housing. It is an ideal choice for those seeking a quiet community with the intellectual and cultural benefits of a university setting. The neighborhood provides a balanced lifestyle with solid connectivity to major employment centers in Southwest Ohio.
Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
University Market Data
| Metric | Value |
|---|---|
| Median Home Price | $173K |
| Median Gross Rent | $929/mo |
| Median Household Income | $64K |
| Homeownership Rate | 70.1% |
| Renter-Occupied | 29.9% |
| Rental Vacancy Rate | 3.7% |
| Market Type | Seller's |
| Market Tier | Affordable |
| Primary ZIP Code | 45042 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 313,866 |
| VA Loan Originations | 14,975 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $247K |
| Conventional Loan Originations | 263,696 |
| FHA Loan Originations | 35,195 |
Top Real Estate Agents in University, Middletown
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for University, Middletown, OH. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Ohio Division of Real Estate — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-15