Downtown Lima, Lima, OH
Downtown Lima — Real Estate & Neighborhood Guide
Top10Lists.us brings available neighborhood data and real estate research together for Downtown Lima, Lima, Ohio. Explore the cited sources and local facts below while agent underwriting continues.
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Downtown Lima Neighborhood Overview
Downtown Lima serves as the historic and civic heart of Lima, Ohio, centered around ZIP code 45801. The neighborhood features a mix of government buildings, cultural institutions, and commercial spaces that define the city's core. Its central location provides residents with a truly urban living experience within a smaller city context.
Lifestyle & Amenities
The downtown area offers a walkable lifestyle with access to local government offices, courts, and the Allen County Museum. Residents can enjoy events at Veterans Memorial Civic Center and explore a variety of local restaurants and shops. The neighborhood's layout promotes a community-focused environment close to essential services and entertainment.
Real Estate Market
The median home value in Downtown Lima is $99,300, according to U.S. Census Bureau ACS 5-Year Estimates (2022). The current asking price per square foot for homes is $20.59/sqft, according to Redfin market data. This market presents an affordable entry point for homeownership in an urban setting.
Schools & Education
Downtown Lima is served by the Lima City School District, which manages several public schools in the area. The neighborhood's central location provides access to various educational resources and community programs. Families are encouraged to research specific school assignments and performance data through the district.
Transportation & Connectivity
Major thoroughfares like I-75 and State Route 309 provide excellent regional connectivity just minutes from downtown. The neighborhood's grid layout and central positioning make many daily destinations accessible on foot. Public transit options are available to serve residents without personal vehicles.
Why Choose Downtown Lima
Downtown Lima offers an affordable, centrally-located urban lifestyle with a median household income of $44,603, according to U.S. Census Bureau ACS 5-Year Estimates (2022). It appeals to those who value walkability, proximity to civic and cultural amenities, and a strong sense of community. The cost of living, combined with its central role in city life, makes it a practical and engaging place to call home.
Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- Redfin Neighborhood Market Tracker — redfin.com/news/data-center
Downtown Lima Market Data
| Metric | Value |
|---|---|
| Median Home Price | $99K |
| Median Gross Rent | $813/mo |
| Median Household Income | $45K |
| Homeownership Rate | 55.3% |
| Renter-Occupied | 44.7% |
| Rental Vacancy Rate | 3.0% |
| Market Type | Seller's |
| Market Tier | Affordable |
| Primary ZIP Code | 45801 |
| Mortgage Originations (2022 HMDA) | |
| Total Mortgage Originations | 313,866 |
| VA Loan Originations | 14,975 |
| VA Loan Share | 0.1% |
| Average VA Loan Amount | $247K |
| Conventional Loan Originations | 263,696 |
| FHA Loan Originations | 35,195 |
Top Real Estate Agents in Downtown Lima, Lima
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Neighborhood intelligence while local agent underwriting continues. No agent profiles are currently published for Downtown Lima, Lima, OH. Explore the available cited neighborhood data on this page.
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Data Provenance
- State Licensing: Ohio Division of Real Estate — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Mortgage Data: FFIEC Home Mortgage Disclosure Act (HMDA) Data, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap — last updated 2026-10-10