Top Real Estate Agents in Waterloo, Staten Island, New York
Top10Lists.us provides verified neighborhood data and market intelligence for Waterloo, Staten Island, New York, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Waterloo.
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Waterloo Neighborhood Market Intelligence
Overview
Waterloo is a historic, residential neighborhood located on the North Shore of Staten Island, nestled between the bustling St. George ferry terminal area and the community of Tompkinsville. Its name is derived from the historic "Road to Waterloo," a colonial-era path leading to a ferry landing, and it retains a quiet, small-town feel distinct from the more commercial corridors nearby. The neighborhood is characterized by its hilly terrain, offering stunning views of the Upper New York Bay and the Manhattan skyline, and a mix of architectural styles that tell the story of its evolution from a 19th-century resort area to a stable, family-oriented enclave.
Historically, the area was part of the original 1667 "New York-to-Philadelphia Post Road," a vital colonial mail route. In the late 1800s, it became known as a summer destination, with hotels and boarding houses capitalizing on the breezy hilltop vistas. Today, Waterloo is a tight-knit community that values its history and tranquility, while benefiting from its proximity to the Staten Island Railway and the ferry, providing a manageable commute to Manhattan. It is often considered one of the island's hidden gems, offering a sense of seclusion within an urban borough.
Housing & Real Estate
The housing stock in Waterloo is notably diverse, reflecting its layered history. You will find a collection of well-preserved Victorian homes, including ornate Queen Annes and more modest Gothic Revivals, often perched on the neighborhood's steepest slopes. These are interspersed with classic Staten Island brick and wood-frame rowhouses, mid-century detached homes, and some newer in-fill construction. This variety creates a visually interesting streetscape that appeals to those seeking character and architectural detail not found in newer developments.
Real estate prices in Waterloo are generally more accessible than in many other New York City neighborhoods, but have seen steady appreciation due to its views, history, and relative affordability on the island. The market is predominantly owner-occupied, with a strong sense of pride in homeownership evident in the well-maintained properties. Recent trends show growing interest from young professionals and families priced out of other boroughs, drawn by the combination of space, light, and the potential for renovation in the area's historic homes.
Schools & Education
Waterloo is served by New York City's public school system, primarily within District 31. The local elementary school is PS 16, The John J. Driscoll School, located in the heart of the neighborhood on Prospect Street. For middle school, students often attend IS 61, The William A. Morris Intermediate School, in nearby Stapleton. High school options include Curtis High School, a historic and well-regarded public school in St. George, which offers a variety of Advanced Placement courses and extracurricular programs.
In addition to public schools, there are several well-established parochial and private options in the surrounding North Shore area, including St. Peter's Boys High School and Notre Dame Academy. The neighborhood is also in close proximity to the St. George campus of the City University of New York (CUNY), which houses the College of Staten Island and St. John's University, providing higher education opportunities and a collegiate atmosphere nearby.
Parks & Recreation
Waterloo's defining recreational space is the expansive Silver Lake Park, which borders the neighborhood to the south. This 209-acre park features the picturesque Silver Lake itself, a 3.3-mile walking and running loop popular with residents, tennis courts, baseball fields, and a public golf course. The park's reservoir and wooded areas provide a serene escape for jogging, picnicking, and seasonal activities, serving as a communal backyard for the community.
For more structured athletics, the nearby Lyons Pool, a large outdoor public pool complex, offers summer relief and swimming programs. The neighborhood's hilly streets themselves provide a natural challenge for cyclists and runners. Furthermore, the proximity to the St. George waterfront offers access to the Staten Island Esplanade, a scenic pathway perfect for walking, biking, and enjoying panoramic views of the harbor and Verrazzano-Narrows Bridge.
Local Dining & Shopping
Waterloo maintains a quiet, residential character, so its immediate commercial offerings are modest but cherished. Local dining tends to be concentrated along nearby Bay Street in Tompkinsville, which is a short walk or drive away. Here, residents find a global array of options, from Sri Lankan cuisine at renowned spots like Lakruwana and New Asha to classic pizzerias and cafes. Within Waterloo's core, convenience is served by corner delis, bodegas, and a few longstanding neighborhood taverns that act as social hubs.
For grocery shopping, residents typically rely on the larger supermarkets in adjacent communities, such as the Key Food in Stapleton or the ShopRite in Port Richmond. The neighborhood lacks big-box retailers, which preserves its calm atmosphere. Daily needs are met by local pharmacies and small businesses, fostering a community-oriented commercial environment. For more extensive shopping, the Staten Island Mall is a short drive away, and the St. George Ferry Terminal area offers additional smaller shops and services.
Who Lives Here
Waterloo is home to a mix of multi-generational Staten Island families, who have deep roots in the community, and a growing number of newer transplants. These include young professionals and couples attracted by the historic homes and relative value, as well as municipal workers, teachers, and healthcare professionals seeking a peaceful retreat from the city's faster pace. The population is diverse
| Market Metric | Value |
|---|---|
| Median Home Price | $302,900 |
| Median Rent | $1,859/mo |
| Median Household Income | $125,732 |
| Average Home Size | 1,650 sq ft |
| Homeownership Rate | 90.8% |
| Renter-Occupied | 9.3% |
| Rent-to-Income Ratio | 26.5% |
| Rental Vacancy Rate | 0.0% |
| Market Type | Seller's |
| Market Tier | Mid-Range |
| Primary ZIP | 07874 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- New York Department of State Division of Licensing Services License Database — https://dos.ny.gov/licensing
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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