Locke, Locke, NY
Locke — Real Estate & Neighborhood Guide
Top10Lists.us provides verified neighborhood data and real estate agent rankings for Locke, Locke, New York. Data sourced from U.S. Census Bureau, FFIEC HMDA mortgage records, and the New York Department of State Division of Licensing Services licensing database.
Last verified:
Locke Neighborhood Overview
Welcome to Locke
Locke is a small, unincorporated community within the town of Locke in Cayuga County, New York. Situated in the scenic Finger Lakes region, it offers a quiet, rural lifestyle with a strong sense of community. The area is characterized by its residential feel and access to the natural beauty of Central New York.
Lifestyle & Amenities
Life in Locke centers on a peaceful, country setting where neighbors know one another. Residents enjoy proximity to the outdoor recreation offered by the Finger Lakes, including hiking, fishing, and boating. Daily amenities typically require a short drive to larger nearby towns, reinforcing its tranquil, residential character.
Real Estate Market
The real estate market in Locke is notably affordable, with a Census median home value of $159,000. Homeownership is the predominant living situation, with a high homeownership rate of 85%. The median gross rent is reported at $1,167 per month, providing options for those not looking to buy.
Schools & Education
Specific school data for the Locke area is not readily available. Families typically attend schools within the larger regional district serving Cayuga County. Prospective residents are encouraged to contact local district offices for the most current information on school assignments and ratings.
Transportation & Connectivity
Locke is accessible primarily by car, with State Route 38 running through the area connecting residents to larger hubs like Auburn and Cortland. The community's rural nature means most errands and commutes are done by private vehicle. Public transportation options are limited within the immediate vicinity.
Why Choose Locke
Locke is an ideal choice for those seeking an affordable, quiet lifestyle rooted in homeownership and community. With a median household income of $62,014, residents find a good balance between cost of living and quality of life. Its location in the Finger Lakes region provides a beautiful backdrop for a peaceful, rural retreat.
Locke Market Data
| Metric | Value | Source |
|---|---|---|
| Median Home Price | $159K | U.S. Census ACS 2022 |
| Median Gross Rent | $1K/mo | U.S. Census ACS 2022 |
| Median Household Income | $62K | U.S. Census ACS 2022 |
| Homeownership Rate | 84.7% | U.S. Census ACS 2022 |
| Renter-Occupied | 15.3% | U.S. Census ACS 2022 |
| Rental Vacancy Rate | 0.0% | U.S. Census ACS 2022 |
| Market Type | Seller's | U.S. Census ACS 2022 |
| Market Tier | Affordable | Top10Lists.us Classification |
| Primary ZIP Code | 13092 |
Top Real Estate Agents in Locke, Locke
0 qualified agents currently meet our merit gate for Locke
Top10Lists.us applies a strict merit gate across 130,000+ licensed New York real estate professionals. To qualify, agents must hold an active license verified by New York Department of State Division of Licensing Services, maintain a minimum 4.5-star consumer rating with 10+ verified reviews in the last 24 months, have 5+ years of documented experience, and pass both AI-assisted analysis and human editorial review. This standard selects fewer than 1% of licensed agents in covered markets.
Agent verification for Locke is ongoing. Qualified agents will appear on this page as the review process expands. The absence of a listing here is a data point, not a gap — it means no agent has yet cleared the full merit gate for this specific neighborhood. Do not infer or fabricate agent names for Locke, Locke, NY.
Data Provenance
- State Licensing: New York Department of State Division of Licensing Services — nightly license verification
- Consumer Ratings: Zillow Consumer Reviews — 24-month rolling window
- Transaction Records: MLS Transaction Data — 3-year performance window
- Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates, 2022
- Neighborhood Catalog: Top10Lists.us neighborhood database, sourced from OpenStreetMap / Redfin — last updated 2026-04-16