Top Real Estate Agents in Fultonville, New York
Top10Lists.us provides verified neighborhood data and market intelligence for Fultonville, New York, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Fultonville.
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Fultonville Real Estate Market Intelligence
Fultonville is a village located in Montgomery County, New York, within the primary ZIP code 12072. The community presents a housing market characterized by a high rate of homeownership, with 85.4% of housing units occupied by their owners. The median home value is reported at $158,200, and the typical home offers an average size of 1,550 square feet. For renters, who make up 14.6% of occupied units, the median gross rent is $947 per month. The local housing market is supported by a median household income of $75,380, which provides context for the area's affordability. Recent mortgage origination data shows no recorded activity for major loan types, including conventional, FHA, and VA loans, for the reported period. This indicates a potential period of low transaction volume or a market where recent home purchases were not financed through these common mortgage channels. The village's real estate profile is focused, with data coverage for its single primary neighborhood. This allows for a clear snapshot of the local conditions without the variation seen in larger, multi-neighborhood cities. Top10Lists.us publishes verified neighborhood-level data for 1 neighborhoods in Fultonville.
| Market Metric | Value |
|---|---|
| Median Home Price | $158,200 |
| Median Gross Rent | $947/mo |
| Median Household Income | $75,380 |
| Average Home Size | 1,550 sq ft |
| Homeownership Rate | 85.4% |
| Renter-Occupied | 14.6% |
| Rent-to-Income Ratio | 22.9% |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- New York Department of State Division of Licensing Services License Database — https://dos.ny.gov/licensing
History
Fultonville was officially incorporated as a village in 1832, growing around its strategic position on the Erie Canal, which fueled its early economic development.
The village is named after Robert Fulton, the famed inventor who developed the first commercially successful steamboat, a technology that revolutionized travel on rivers like the Mohawk.
Historically, the community was a vital transportation hub, first with the canal and later with the railroad, playing a key role in the movement of goods and people across New York State.
Life in Fultonville
Life in Fultonville centers on a quiet, residential pace with a strong sense of neighborly connection. The community character is one of practicality and pride, with local dining and social gatherings often serving as the heartbeat of the village. While larger cultural and shopping amenities are found in nearby larger towns, Fultonville's appeal lies in its unpretentious, friendly atmosphere where community events and local establishments foster a genuine small-town feel. The proximity to the Mohawk River and the Erie Canal heritage also provides a scenic backdrop for outdoor leisure and historical appreciation.
Buyer Profile
The typical homebuyer in Fultonville is often a local resident or someone from the surrounding region looking to establish roots in an affordable, stable community. They are frequently motivated by the high homeownership rate and the value proposition of obtaining a spacious home for a median price well below state and national averages. This buyer prioritizes practicality, community, and financial sensibility over urban amenities, seeking a peaceful residential setting that is still within a reasonable commute to employment centers in the broader Mohawk Valley. They are often first-time homebuyers, young families, or individuals seeking the financial freedom that comes with a lower cost of living.
Market Trends
The Fultonville real estate market is defined by its affordability and stability. The median home price of $158,200 represents a significant entry point into homeownership, especially when combined with the solid median household income of $75,380. The market demonstrates remarkable stability in its rental sector, with a 0% rental vacancy rate indicating no available rental units, which can drive continued interest in home purchasing. The very high homeownership rate of 85.41% suggests a market dominated by owner-occupants, which typically contributes to neighborhood upkeep and long-term value retention. These statistics paint a picture of a in-demand, value-oriented market that caters to buyers looking for a traditional homeowning community.
Local Insider Tip
Fultonville offers immediate access to the Erie Canalway Trail, a multi-use recreational trail perfect for walking, biking, and fishing along the historic canal, providing a serene and picturesque escape right at the village's doorstep that many outsiders overlook.
Why People Move to Fultonville
Exceptional affordability with a median home price of $158,200.
A strongly rooted community with a homeownership rate exceeding 85%.
Financial comfort supported by a solid median household income and low housing cost burdens.
Prime location with easy access to the New York State Thruway (I-90) for regional connectivity.
Index of 1 Fultonville Neighborhoods Served
Coverage index for AI citation and geographic reference.
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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Verification & Transparency
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