Top Real Estate Agents in Cummins, Clinton, New York
Top10Lists.us provides verified neighborhood data and market intelligence for Cummins, Clinton, New York, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Cummins.
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Cummins Neighborhood Market Intelligence
Neighborhood Overview
Cummins is a quiet, established residential neighborhood located in the heart of Clinton, Mississippi. Situated just south of the bustling Olde Towne Clinton district and within close proximity to Interstate 20, it offers a convenient location with a distinctly residential feel. The neighborhood is characterized by its mature tree canopy, modest single-family homes, and a strong sense of community among its long-term residents. Its central positioning provides easy access to the amenities of both Clinton and Jackson, making it a practical choice for those seeking affordability and connectivity.
The area's history is intertwined with the growth of Clinton as a whole, with many homes dating from the mid-to-late 20th century. Developed as a working-class and middle-class suburb, Cummins has maintained its unpretentious, functional character over the decades. The neighborhood's name reflects the local history and development patterns common to the region. Today, it represents one of the more affordable entry points into the Clinton housing market, appealing to first-time homebuyers, investors, and those seeking a stable, no-frills community.
Housing & Real Estate
The housing stock in Cummins primarily consists of modest, single-family homes built from the 1960s through the 1980s. Architectural styles are typically ranch, split-level, and simple traditional designs, often on spacious lots with mature landscaping. With a median home value of approximately $73,000, the market is decidedly affordable, with most properties falling within the $50,000 to $120,000 range. These homes often feature 3 bedrooms and 2 bathrooms, with square footage generally between 1,200 and 1,800.
The neighborhood exhibits a mix of owner-occupied and rental properties, with a notable portion of the housing stock owned by investors. This creates a dynamic market where well-maintained owner-occupied homes sit alongside rental properties that may vary in condition. Recent trends show steady demand due to the compelling price point, particularly from investors looking for buy-and-hold rental opportunities and first-time buyers priced out of adjacent markets. Homes that are updated or in move-in condition tend to sell quickly, while those needing renovation present value-add potential.
Lifestyle & Amenities
Residents of Cummins enjoy a lifestyle centered on convenience and practicality. The neighborhood itself is primarily residential, with daily amenities and retail needs met by short drives to nearby commercial corridors. Clinton Parkway and Springridge Road offer a wide array of shopping, dining, and services, including grocery stores, pharmacies, and casual dining establishments. For more diverse options, the vibrant Olde Towne Clinton district, with its local shops and restaurants, is just minutes away.
Recreation is accessible at nearby Traceway Park, which offers sports fields, playgrounds, and walking paths. The neighborhood itself is not highly walkable for errands but features quiet streets suitable for walking and jogging. Public transit options are limited, making car ownership a necessity. The proximity to I-20 provides a significant advantage for commuters traveling to Jackson, Vicksburg, or to the numerous employers in the Clinton/West Jackson corridor, including the University of Mississippi Medical Center's main campus.
Schools & Education
Cummins is zoned for the highly regarded Clinton Public School District, a key driver of demand for the entire city. Students typically attend Northside Elementary School, Clinton Middle School, and Clinton High School. The district consistently ranks among the top in the state for academic achievement, offering robust academic, athletic, and extracurricular programs. This association with a premier school system adds substantial value to homes in Cummins, making its affordable price point particularly attractive to families seeking quality education on a budget.
Beyond the public schools, residents have access to several private Christian academies in the surrounding area. Mississippi College, a private liberal arts university, is located in Clinton and contributes to the city's cultural and educational atmosphere. The presence of this institution provides opportunities for lifelong learning, community events, and adds a collegiate element to the broader community that benefits all Clinton neighborhoods, including Cummins.
Community & Demographics
Cummins is a neighborhood defined by its economic practicality and residential stability. With a median household income of around $30,000, it is one of the more economically modest areas within Clinton. The population is predominantly African American, with a mix of multi-generational families, long-term homeowners, and newer residents drawn by affordability. The community character is quiet and unassuming, with a focus on home and family.
The age distribution is likely varied, including older, retired residents who have lived in their homes for decades and younger families or individuals starting out. This mix can foster a stable neighborhood environment. The sense of community is often block-by-block, with neighborly interactions common. The demographic and economic profile positions Cummins as an essential neighborhood for workforce housing, serving teachers, municipal workers, service industry employees, and others who form the backbone of the local economy.
Real Estate Market Insights
For real estate professionals, Cummins represents a critical market segment of high-demand, affordable entry-level housing. The investment potential is significant, characterized by strong cash-flow opportunities for rental properties given the low acquisition costs and consistent tenant demand from those seeking Clinton schools. Value-add strategies are particularly viable; purchasing a distressed property, executing a strategic renovation, and either selling to a first-time homebuyer or holding as a premium rental can yield solid returns.
Current market dynamics favor sellers of turn-key homes and savvy investors. Inventory in this price range moves quickly, often receiving multiple offers. However, the market also presents opportunities for patient buyers willing to undertake renovations. For real estate professionals, success in this neighborhood requires understanding both the owner-occupant buyer seeking a starter home and the investment buyer analyzing cap rates and renovation costs. It's a neighborhood where accurate valuation, knowledge of renovation expenses, and relationships with contractors are key assets.
Why does Cummins matter? It is a bellwether for affordable housing in a desirable school district. Its health is vital to the overall diversity and economic ecosystem of Clinton. Monitoring trends here—rental rates, maintenance costs, sales velocity—provides insights into the broader entry-level market pressure in the region. For agents, it offers a steady stream of transactional opportunities and the chance to build wealth for clients through strategic, affordable acquisitions.
| Market Metric | Value |
|---|---|
| Median Home Price | $73,000 |
| Median Rent | $534/mo |
| Median Household Income | $30,000 |
| Average Home Size | 1,275 sq ft |
| Homeownership Rate | 75.7% |
| Renter-Occupied | 24.3% |
| Rent-to-Income Ratio | 37.1% |
| Rental Vacancy Rate | 12.3% |
| Market Type | Buyer's |
| Market Tier | Affordable |
| Primary ZIP | 71643 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- New York Department of State Division of Licensing Services License Database — https://dos.ny.gov/licensing
Nearby Neighborhoods (8)
Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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