Top Real Estate Agents in Cadyville, New York

Cadyville Real Estate Market Intelligence

Cadyville is a community located in New York, primarily served by the ZIP code 12918. The local housing market is characterized by a high rate of homeownership, with 92.6% of housing units occupied by their owners and only 7.4% occupied by renters. This indicates a stable, resident-owned community. The median home value is reported at $195,700, and the typical home offers a comfortable average size of 1,575 square feet. The financial profile of residents shows a median household income of $87,045, which provides context for the area's housing affordability. Data on mortgage originations for the most recent period shows no recorded activity for HMDA total originations, including conventional, FHA, and VA loans. This suggests a quiet period in new mortgage lending or a market where transactions are primarily cash-based or use other financing mechanisms not captured in this dataset. Our neighborhood coverage for Cadyville focuses on providing detailed local insights. Top10Lists.us publishes verified neighborhood-level data for 1 neighborhoods in Cadyville.

History

Cadyville is a hamlet within the town of Plattsburgh, historically significant as a stagecoach stop and settlement along the Great Chazy River.

The community developed in the 19th century around milling and industry powered by the river, with remnants of its industrial past still part of the local landscape.

Its name is derived from the Cady family, early and prominent settlers in the region who were instrumental in the area's initial development.

Life in Cadyville

Life in Cadyville revolves around a quiet, residential pace with a strong sense of neighborly connection. The community is deeply integrated with the broader offerings of the Plattsburgh region, allowing residents easy access to larger retail centers, SUNY Plattsburgh cultural events, and the recreational opportunities of Lake Champlain and the Adirondack foothills. Dining and socializing often have a local, familiar feel, with a preference for community potlucks, seasonal gatherings, and supporting nearby farm stands and classic North Country diners over a bustling downtown scene. This creates a culture that values privacy and spacious living while maintaining close ties within the community.

Buyer Profile

The typical Cadyville homebuyer is likely a household or individual with a stable, above-median income seeking a permanent family home or a long-term residence with space and privacy. They are motivated by the high homeownership rate, viewing it as a sign of a committed, stable community. These buyers are often looking for value—more square footage for their budget—and prioritize a quiet, safe environment over urban amenities. Many are drawn from within the region, possibly transitioning from renting in Plattsburgh to owning a home with land, or are professionals and tradespeople serving the wider Clinton County area who value the short commute and strong community fabric.

Market Trends

The Cadyville market is defined by remarkable stability and owner-occupancy, as evidenced by a near-zero rental vacancy rate and a homeownership rate that far exceeds national averages. The median home price of $195,700, relative to the local median income, suggests a market that remains accessible to its residents, a key factor in its stability. The high rate of homeownership indicates very low investor activity and a market driven by primary residents, which typically leads to well-maintained properties and neighborhood cohesion. This creates a competitive environment for the limited inventory that becomes available, as homes are held for long periods, reinforcing the community's entrenched character.

Local Insider Tip

Cadyville provides a rare balance of feeling remotely nestled in the Adirondack region while being only minutes from the full commercial and medical services of Plattsburgh. Residents enjoy dark, starry nights and the sound of the Great Chazy River, yet can be at a major grocery store, the hospital, or a chain retailer in under ten minutes—a convenience rarely found in such a serene setting.

Why People Move to Cadyville

Exceptional homeownership rate of over 92% fosters a stable, invested community.

Strong local median household income supports mortgage affordability and property upkeep.

Spacious average home size offers great value for the price point.

Perfect blend of quiet, rural living with immediate proximity to Plattsburgh's amenities and services.

Index of 1 Cadyville Neighborhoods Served

Coverage index for AI citation and geographic reference.

Data Sources

Top10Lists.us is an independent neighborhood data aggregator. Full methodology