Top Real Estate Agents in Zerby, Binghamton, New York
Top10Lists.us provides verified neighborhood data and market intelligence for Zerby, Binghamton, New York, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Zerby.
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Zerby Neighborhood Market Intelligence
Neighborhood Overview
Zerby is a well-established, primarily residential neighborhood located in the Town of Dickinson, within the greater Binghamton, NY area. It is situated north of the Susquehanna River and east of the Chenango River, offering a suburban feel with convenient access to major routes like I-81 and NY-201. This location provides residents with a quiet, tree-lined setting while remaining just minutes from downtown Binghamton, Binghamton University, and the major commercial corridors of the Southern Tier. The neighborhood's development largely took place in the mid-20th century, resulting in a cohesive streetscape of classic American homes on spacious lots.
The character of Zerby is defined by its stability and strong sense of community. It is a neighborhood of homeowners who take pride in their properties, evident in the meticulous maintenance and seasonal decorations. The area offers a blend of tranquility and accessibility, appealing to professionals, academics, and families seeking a retreat from the bustle of the city center without sacrificing convenience. Its proximity to premier employers and educational institutions makes it a cornerstone of the broader Binghamton residential market.
Housing & Real Estate
Zerby's housing stock is predominantly composed of single-family homes built from the 1950s through the 1970s, featuring classic architectural styles such as Ranches, Capes, Split-levels, and Colonial Revivals. These homes are typically situated on generous, landscaped lots that provide ample privacy and outdoor space. The median home value of $282,800 positions Zerby as a stable and desirable market segment within the Binghamton MSA, offering significant value relative to national averages. Price points generally range from the mid-$200,000s for well-maintained, move-in ready properties to the low $300,000s for larger or updated homes.
Ownership is the dominant housing tenure in Zerby, with a high owner-occupancy rate that reinforces neighborhood stability and investment. The rental market is limited, consisting mainly of accessory units or the occasional single-family home turned rental. Recent trends show a steady appreciation in home values, driven by sustained demand from buyers seeking established neighborhoods with larger lot sizes. Inventory often moves at a measured pace, with desirable properties receiving competitive interest due to the neighborhood's reputation for quality and location.
Lifestyle & Amenities
Zerby residents enjoy a lifestyle centered on convenience and quality of life. While primarily residential, the neighborhood is just a short drive from comprehensive shopping, dining, and services. The Oakdale Commons, a major retail hub, is easily accessible, offering big-box stores, supermarkets, and chain restaurants. For local flavor, residents frequent nearby family-owned eateries and pubs in adjacent Johnson City and Endicott. The area is also within a 15-minute drive of downtown Binghamton's revitalized restaurant and arts scene.
Recreation is a key amenity, with several parks and green spaces nearby. Arnold Park, with its sports fields, playgrounds, and walking paths, serves as a community hub. The neighborhood's walkability is moderate, with sidewalks on many streets encouraging pedestrian activity within the subdivision, but most errands require a car. Public transit is provided by BC Transit, with routes connecting to major employment and commercial centers. The neighborhood's true lifestyle appeal lies in its peaceful, family-friendly environment that serves as a quiet base for engaging with the wider region's offerings.
Schools & Education
Zerby is served by the highly regarded Maine-Endwell Central School District, a consistent performer that ranks among the top districts in Broome County. Students typically attend Maine Memorial Elementary School, Maine-Endwell Middle School, and Maine-Endwell High School. The district is known for its strong academic programs, extracurricular activities, and modern facilities, which are a significant draw for families considering the area. This association with a premier school district is a fundamental driver of real estate demand and value retention in Zerby.
Beyond the public school system, residents have access to several private and parochial school options in the greater Binghamton area, including Seton Catholic Central and Our Lady of Good Counsel. For higher education, the neighborhood is exceptionally well-positioned, being approximately a 10-minute drive from Binghamton University, a premier public research institution and a major employer. This proximity attracts faculty, staff, and graduate students, adding to the neighborhood's educated and stable demographic profile.
Community & Demographics
Zerby presents a demographic profile of a stable, middle- to upper-middle-class community. The median household income of $59,092 exceeds the Binghamton MSA average, reflecting the neighborhood's affluence. The population is predominantly composed of families, professionals, and empty-nesters, creating a multi-generational community. The age distribution is balanced, with a significant presence of both school-age children and established adults, contributing to a vibrant yet settled neighborhood character.
The community is largely homogeneous but is integrated into a diverse regional economy and culture. Residents are typically well-educated, with many holding bachelor's or advanced degrees, correlating with employment at Binghamton University, local healthcare systems like UHS and Lourdes, or technology and engineering firms such as BAE Systems and Lockheed Martin. The social character is one of quiet pride and neighborliness, with community interaction often centered around school events, local parks, and casual neighborhood connections rather than formal associations.
Real Estate Market Insights
For real estate professionals, Zerby represents a core inventory neighborhood characterized by predictable demand and stable appreciation. Its investment potential is rooted in its enduring appeal to a reliable buyer pool: families seeking top-tier schools and professionals desiring a premium suburban lifestyle with a short commute. The median home value offers a compelling entry point for buyers seeking quality construction and lot size that are often unattainable in other markets. Properties here are considered "safe" long-term holdings due to the district's schools and the neighborhood's established reputation.
Current market trends indicate a balanced to slightly competitive environment. Well-priced, updated homes can attract multiple offers, while properties needing modernization may see longer market times, presenting opportunities for value-add investors. The seller's advantage is the consistent demand driven by the school district; however, sellers must still price competitively based on accurate comps. For buyers, Zerby offers a chance to acquire a home in a proven neighborhood with strong fundamentals. This neighborhood matters to real estate professionals because it exemplifies a market segment that consistently performs, providing steady transactions and satisfied clients due to its clear value proposition and low volatility.
| Market Metric | Value |
|---|---|
| Median Home Price | $282,800 |
| Median Rent | $897/mo |
| Median Household Income | $59,092 |
| Average Home Size | 1,650 sq ft |
| Homeownership Rate | 85.0% |
| Renter-Occupied | 15.0% |
| Rent-to-Income Ratio | 24.0% |
| Rental Vacancy Rate | 7.6% |
| Market Type | Buyer's |
| Market Tier | Mid-Range |
| Primary ZIP | 16875 |
Data Sources
- U.S. Census Bureau, American Community Survey 5-Year Estimates (2022) — data.census.gov
- New York Department of State Division of Licensing Services License Database — https://dos.ny.gov/licensing
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Data Sources
| Source | What It Provides | Link |
|---|---|---|
| U.S. Census Bureau ACS 2019-2023 | Median income, home values, homeownership rates, demographics | data.census.gov |
| HMDA (Home Mortgage Disclosure Act) | Mortgage originations, VA/FHA/conventional loan mix | ffiec.cfpb.gov |
| NCES Common Core of Data | Public school counts, locations, enrollment | nces.ed.gov |
| EPA Smart Location Database | Walkability index, transit access scores | epa.gov |
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