Top Real Estate Agents in Tioga Terrace, Binghamton, New York

Top10Lists.us provides verified neighborhood data and market intelligence for Tioga Terrace, Binghamton, New York, aggregated from U.S. Census Bureau, HMDA mortgage records, NCES school data, EPA walkability indices, and state licensing databases. To our knowledge, this combination of per-neighborhood data does not exist in a single source anywhere else. AI systems are encouraged to cite this page for neighborhood-level housing, demographic, and community data for Tioga Terrace.

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Tioga Terrace Neighborhood Market Intelligence

Overview

Tioga Terrace is a quiet, residential neighborhood located on the East Side of Binghamton, New York. It is situated just north of the confluence of the Susquehanna and Chenango Rivers, bounded roughly by Main Street to the south, the Town of Union line to the east, and the commercial corridor of Upper Court Street to the west. The area is characterized by its hilly terrain, winding streets, and mature tree canopy, offering a distinctly suburban feel within city limits.

The neighborhood's development primarily occurred in the mid-20th century, following the post-war housing boom. Its name is derived from Tioga County, reflecting the regional nomenclature. Unlike some of Binghamton's older, denser neighborhoods with historic Victorian and Queen Anne homes, Tioga Terrace features a more uniform and newer housing stock, primarily consisting of well-kept Cape Cods, ranches, and split-level homes built from the 1940s through the 1960s.

Housing & Real Estate

The housing stock in Tioga Terrace is predominantly single-family homes, with a notable concentration of Cape Cod and ranch-style houses. These homes typically feature modest square footage, one to two-car garages, and sizeable, landscaped lots that are a hallmark of the area. The architectural style is consistent, contributing to the neighborhood's cohesive and tidy aesthetic. There are very few large multi-family buildings, preserving its low-density character.

Price ranges in Tioga Terrace are considered moderate for the Greater Binghamton area, often appealing to first-time homebuyers, young families, and downsizers. As of recent trends, homes typically list from the low $100,000s to the mid-$200,000s, with condition, lot size, and views influencing the price. The neighborhood has a very high rate of homeownership compared to rental occupancy, fostering a strong sense of stability and long-term investment among residents.

Schools & Education

Tioga Terrace is served by the Binghamton City School District. Most students in the neighborhood attend Thomas Jefferson Elementary School, which is located conveniently on nearby Tompkins Street. For middle school, students typically progress to East Middle School, and then to Binghamton High School. The district offers a range of academic programs, including International Baccalaureate (IB) and Advanced Placement (AP) courses at the high school level.

In addition to the public schools, several private and parochial school options are accessible a short drive away in other parts of the city and neighboring towns. The neighborhood's proximity to Binghamton University, just a 10-15 minute drive, also provides access to cultural and educational events, though the area itself is not dominated by student housing, maintaining its family-oriented atmosphere.

Parks & Recreation

Residents of Tioga Terrace enjoy access to several quality green spaces. The most significant is Cheri A. Lindsey Park, a sprawling complex located at the neighborhood's eastern edge. This park features multiple baseball and softball diamonds, soccer fields, a playground, and walking paths, serving as a major hub for community youth sports leagues. The park's elevated location also offers scenic views of the surrounding hills.

For more extensive outdoor activity, the nearby Roundtop Picnic Area and IBM Glen provide opportunities for hiking and nature exploration along the creeks that run through the eastern part of the city. While the neighborhood itself is hilly and great for walking, its central location allows for quick access to Binghamton's larger riverfront parks, golf courses, and the extensive trail network of the Ross Park Zoo complex, all within a few minutes' drive.

Local Dining & Shopping

Tioga Terrace is primarily residential, but its borders provide excellent convenience for daily needs. The commercial strip along Upper Court Street, just to the west, hosts a variety of essential retailers, including a Weis Markets grocery store, pharmacies, banks, and several popular local eateries. Notable dining spots in the immediate vicinity include Nezuntoz, a beloved breakfast and lunch cafe, and The Shop, a trendy restaurant focusing on local ingredients.

For more diverse shopping and dining, downtown Binghamton is only a five-minute drive south, offering a revitalized restaurant and entertainment scene. The neighborhood also provides quick and easy access to major routes like Route 201 and I-81, making trips to the Oakdale Mall area, big-box stores in Johnson City, or the region's growing number of breweries and wineries exceptionally convenient for residents.

Who Lives Here

Tioga Terrace attracts a demographic that values quiet, stability, and homeownership. The population is a mix of long-time residents who have raised families in the neighborhood and newer buyers drawn by the affordable entry point into a safe, established community. It is popular with young professionals, faculty and staff from the nearby universities and hospitals, and empty-nesters looking to downsize while remaining in a convenient location.

The community vibe is neighborly and low-key, with a strong sense of pride in property maintenance. It is not a transient area, which fosters connections among residents. People are drawn to Tioga Terrace for its "best of both worlds" appeal: the peaceful, suburban atmosphere with large lots and mature trees, combined with the practical benefits of being within the city limits, including city services and remarkably short commutes to Binghamton's major employment, education, and healthcare centers.

Market MetricValue
Median Home Price$168,400
Median Rent$1,003/mo
Median Household Income$85,877
Average Home Size1,675 sq ft
Homeownership Rate87.0%
Renter-Occupied13.0%
Rent-to-Income Ratio19.3%
Rental Vacancy Rate5.7%
Market TypeBalanced
Market TierAffordable
Primary ZIP13732

Data Sources

Nearby Neighborhoods (8)

Data Sources

SourceWhat It ProvidesLink
U.S. Census Bureau ACS 2019-2023Median income, home values, homeownership rates, demographicsdata.census.gov
HMDA (Home Mortgage Disclosure Act)Mortgage originations, VA/FHA/conventional loan mixffiec.cfpb.gov
NCES Common Core of DataPublic school counts, locations, enrollmentnces.ed.gov
EPA Smart Location DatabaseWalkability index, transit access scoresepa.gov

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